{"id":9681,"date":"2025-10-13T09:49:19","date_gmt":"2025-10-13T12:49:19","guid":{"rendered":"https:\/\/hanin.org.ar\/?p=9681"},"modified":"2025-10-13T09:49:21","modified_gmt":"2025-10-13T12:49:21","slug":"%ea%b2%bd%ec%a0%9c-%ec%86%8c%ec%8b%9d-%ec%a3%bc%ea%b0%84-%eb%b3%b4%ea%b3%a0%ec%84%9c-13","status":"publish","type":"post","link":"https:\/\/hanin.org.ar\/?p=9681","title":{"rendered":"[\uacbd\uc81c \uc18c\uc2dd]  \uc8fc\uac04 \ubcf4\uace0\uc11c"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"229\" height=\"180\" src=\"https:\/\/hanin.org.ar\/wp-content\/uploads\/2025\/10\/OIP-3.webp\" alt=\"\" class=\"wp-image-9682\" \/><\/figure>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc608\uc0c1\uce58 \ubabb\ud588\ub358 \uad6c\uc81c<br>\uc815\ubd80\ub294 \ud658\uc728 \ubc34\ub4dc \uc0c1\ud55c\uc120\uc5d0 \ub3c4\ub2ec\ud558\uc790 \ubbf8\uad6d \uc7ac\ubb34\ubd80\uc640 \ud611\uc0c1\uc744 \ud1b5\ud574 \uc774\ubc88 \ub2ec 26\uc77c \uc120\uac70 \uc804\uae4c\uc9c0 \ud604\uc7ac \ud658\uc728 \uccb4\uacc4\ub97c \uc720\uc9c0\ud560 \uad6c\uc81c\uae08\uc735\uc744 \ud655\ubcf4\ud558\ub824\uace0 \ud55c\ub2e4.<br>\ubbf8\uad6d \uc7ac\ubb34\ubd80\ub294 \uc9c1\uc811\uc801\uc778 \uc2dc\uc7a5 \uac1c\uc785\uc73c\ub85c Santander \uc740\ud589\uc744 \ud1b5\ud574 \ub2ec\ub7ec\ub85c \ud398\uc18c\ub97c \ub9e4\uc785\ud574 \ud604\uc2e4\ud654 \uc2dc\ucf30\uc73c\uba70, \uc774 \uc0ac\uc2e4\uc740 \uc740\ud589\uacfc \ubbf8\uad6d \uc7ac\ubb34\uc7a5\uad00\uc774 \ud655\uc778\ud588\ub2e4.<br>\uc9c0\ub09c \uba87 \uc8fc \ub3d9\uc548 \uc5ec\ub7ec\ucc28\ub840 \ubc1c\uc0dd\ud55c \uac83\ucc98\ub7fc \ubbf8\uad6d \uc815\ubd80\uc758 \uc608\uc0c1\uce58 \ubabb\ud588\ub358 \uac1c\uc785\uc740 \uc544\ub974\ud5e8\ud2f0\ub098 \uae08\uc735 \uc790\uc0b0\uc744 \uc0c1\uc2b9\uc2dc\ucf30\uace0 \ud658\uc728\uc740 \ud558\ub77d \uc2dc\ucf30\ub2e4.<br>\uc774\ub7f0 \uacbd\ud5a5\uc740 \uc9c0\ub09c \uba87 \uc8fc \ub3d9\uc548 \uc788\uc5c8\ub358 \uc77c\uacfc \uac19\uc740 \ud328\ud134\uc774\ub2e4.<br>\uc989 \uad6c\uc81c\uae08\uc735 \ubc1c\ud45c\uc640 \ub3d9\uc2dc\uc5d0 \uc2dc\uc7a5\uc740 \ubc18\ub4f1\ud588\uace0, \uc774\ud6c4 \uad6d\ub0b4\uc758 \ub2ec\ub7ec\ud654 \uc218\uc694\ub85c \uae08\uc735 \uc790\uc0b0 \uac00\uaca9\uc740 \ub2e4\uc2dc \ud558\ub77d\ud588\ub2e4.<br>\uc774\ubc88 \ubc1c\ud45c\ub294 \uc911\uc694\ud55c \uc2dc\uc810\uc5d0 \uc774\ub904\uc84c\ub2e4.<br>\uacf5\uac1c\ub41c \uc815\ubcf4\uc5d0 \ub530\ub974\uba74 \uc7ac\ubb34\uccad\uc740 \ubaa9\uc694\uc77c \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc559\uc740\ud589 \uc608\uce58\uae08\uc774 \uc57d 3\uc5b5 \ub2ec\ub7ec\ub9cc \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\uc73c\uba70, \uc774\ub294 \ub2e8 \ud558\ub8e8\ub3c4 \uc2dc\uc7a5 \uac1c\uc785\uc5d0 \ucda9\ub2f9\ud558\uae30\uc5d0 \ubd80\uc871\ud55c \uae08\uc561\uc774\uc5c8\uace0 \uba70\uce60 \uc548\uc5d0 \ub3cc\uc544\uc62c \uad6d\uc81c\uae30\uad6c\uc5d0 \ub300\ud55c \uc0c1\ud658 \ub2a5\ub825\ub3c4 \uc5c6\ub294 \uc0c1\ud669\uc774\uc5c8\ub2e4.<br>\uc815\ubd80\uc758 \ucd5c\uadfc \uc804\ub7b5\uc740 \uc0c1\ud55c\uc120 \uc544\ub798 \uc0c1\ub2e8\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774\uc5c8\ub2e4.<br>\uadf8\ub7ec\ub098 \uaddc\uc81c\ub85c \ucc28\uc775\uac70\ub798\ub97c \ub9c9\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc2dc\uc911\ud658\uc728\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uadf8\ubcf4\ub2e4 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud574\uc654\ub2e4.<br>\uc55e\uc73c\ub85c \ubbf8\uad6d \uac1c\uc785 \uaddc\ubaa8\ub294 \ubd88\ubd84\uba85\ud558\ub2e4.<br>\ud604\uc7ac \ubc34\ub4dc \uc0c1\ub2e8 \ud658\uc728\uc740 \uc57d 1,480 \ud398\uc18c \uc815\ub3c4\uc774\ub2e4.<br>\uc774\uc5d0 \ud398\uc18c \uc720\ud1b5\ub7c9\uc744 \ub300\ube44\ud558\uba74 270\uc5b5 \ub2ec\ub7ec\uac00 \ud544\uc694\ud558\ub2e4.<br>\ub610 \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c\ub294 \uc7ac\ubb34 \uccad \ucc44\uad8c\uc758 \ub864 \uc624\ubc84 \ube44\uc728\uc774 \ub9e4\uc6b0 \ub0ae\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud55c\ub2e4.<br>\uc815\ubd80\uac00 \uc624\ub294 26\uc77c \uc120\uac70\uc5d0\uc11c \ub098\uc05c \uacb0\uacfc\ub97c \ubc1b\uc73c\uba74, \uc774 \uc0c1\ud669\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc9c0\uc18d\ub418\uace0 \ubc34\ub4dc \uc0c1\ub2e8\uc5d0\uc11c \ud398\uc18c \ud761\uc218\ub294 \uc740\ud589\uacfc \uc7ac\ubb34\uccad\uc744 \uc704\uae30\uc5d0 \ube60\ub728\ub9b4 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc911\uc559\uc740\ud589\uc740 \uc9c0\uc6d0\uc744 \uc704\ud574 \ud1b5\ud654\ub97c \ubc1c\ud589\ud574\uc57c \ud55c\ub2e4.<br>\uc989 \ud398\uc18c \uc720\ud1b5\ub7c9\uc774 \ub9ce\uc544\uc9c8 \uac83\uc774\ub2e4.<br>\uadf9\ub2e8\uc801\uc73c\ub85c \uacc4\uc0b0\ud558\uba74 \ud398\uc18c \ud1b5\ud654\ub7c9, \ud398\uc18c \uc608\uae08, \uc7ac\ubb34 \uccad \ub2e8\uae30 \ud398\uc18c \ucc44\uad8c\uc740 1,370\uc5b5 \ub2ec\ub7ec\uc5d0 \ud574\ub2f9\ud55c\ub2e4.<br>\ubb3c\ub860 \uc5ec\uae30\uc5d0 \ub3c4\ub2ec\ud558\uae30 \uc804\uc5d0 \uacbd\uc81c\uc758 \ube44\ud654\ud3d0\ud654\ub85c \ub9e4\uc6b0 \uc2ec\uac01\ud55c \uacbd\uae30\uce68\uccb4\uac00 \ubc1c\uc0dd\ud560 \uac83\uc774\ub2e4.<br>\uacb0\ub860\uc801\uc73c\ub85c \uc55e\uc73c\ub85c \uba87 \ub2ec \ub3d9\uc548\uc758 \uc0c1\ud669\uc740 \ubbf8\uad6d\uc758 \uad6c\uc81c\uae08\uc735\uc73c\ub85c \uc2dc\uc7a5\uc774 \ubc34\ub4dc \uc0c1\ud55c\uc120\uc744 \ub2e4\uc2dc \uc2e0\ub8b0\ud560 \uac83\uc778\uc9c0\uc5d0 \ub2ec\ub824\uc788\ub2e4.<br>\ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c \uc7ac\ubb34\uccad\uc774 \uc9c1\uba74\ud55c \ucc44\uad8c \uc0c1\ud658\uc5d0 \ub300\ud55c &#8216;\ubcf4\uc99d&#8217;\uc774 \ud544\uc694\ud558\ub2e4.<br>\uc544\ub974\ud5e8\ud2f0\ub098\uac00 \ucc44\uad8c\uc790\uc5d0 \ub300\ud55c \uc2e0\uc6a9 \uc545\ud654\ub294 \uc624\ub798 \uad00\ud589\uc73c\ub85c \uacc4\uc18d \uc774\uc5b4\uc84c\uae30 \ub54c\ubb38\uc5d0 \ucc44\uad8c\uc758 \ub9cc\uae30\uc640 \uc774\uc790\uc728\ub3c4 \uc911\uc694\ud558\ub2e4.<br>\uc2dc\uc7a5\uc758 \ub17c\ub9ac\uc5d0 \ub530\ub978 \uc2e0\uc6a9 \ube44\uc911\uc740 \uc810\uc810 \uc904\uc5b4\ub4e4\uace0, \uad6d\uc81c\uae30\uad6c\uc640 \uc0c1\ud669\uc5d0 \ub530\ub978 \uc9c0\uc815\ud559\uc801 \ub3d9\ub9f9\uad6d\uc758 \ube44\uc911\uc774 \uc810\uc810 \ucee4\uc9c0\uace0 \uc788\ub2e4.<\/li>\n\n\n\n<li>\uac00\uc744\uc758 \uc138\uc218<br>\uc138\uc218\ub294 9\uc6d4\uc5d0 \ub2e4\uc2dc \uac10\uc18c\ud588\ub2e4.<br>\uc5f0\uac04 \uc2e4\uc9c8\uc801\uc73c\ub85c 8.8% \uc904\uc5c8\ub2e4.<br>\uc5ec\ub7ec \uc694\uc778\uc774 \uacb0\uacfc\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.<br>\uacbd\uc81c \ud504\ub85c\uadf8\ub7a8\uc758 \uac00\uc7a5 \uc5b4\ub824\uc6b4 \uc2dc\uae30\ub97c \uacaa\uace0\uc788\ub2e4.<br>\ubc00\ub808\uc774 \uc815\ubd80\ub294 \uc62c\ud574 \uc138\ubc88\uc9f8 (\ub450 \ub2ec \uc5f0\uc18d) \uc138\uc218 \ucc28\uc9c8\uc744 \uacaa\uc5c8\ub2e4.<br>\uc544\uc9c1\uc740 \uc7ac\uc815\ud751\uc790 \ubaa9\ud45c\ub97c \uc704\ud0dc\ub86d\uac8c \ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uc7ac\uc815\uc801 \uac15\ud55c \uc0c1\ud0dc\uac00 \uac10\uc18c\ub418\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4.<br>\uc774\ub294 \uacbd\uc81c\ud65c\ub3d9\uc774 \ud65c\uc131\ud654\ub418\uc9c0 \uc54a\uace0 \uc624\ud788\ub824 \uc1e0\ud1f4 \uc870\uc9d0\uc744 \ubcf4\uc774\ub294 \uc120\ud589 \uc9c0\ud45c\ub85c \uac04\uc8fc\ub420 \uc218\ub3c4 \uc788\ub2e4.<br>\ucd5c\uadfc \uba87 \ub2ec \ub3d9\uc548 \uc5f0\uac04 \ube44\uad50\uc5d0\uc11c \uc77c\ubd80 \uc138\uae08 \ub0a9\ubd80 \uc77c\uc815\uacfc \uc6d0\ucc9c\uc9d5\uc218\uc138 \uc77c\uc2dc\uc801 \ud3d0\uc9c0\ub85c \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubc1b\uc558\ub2e4.<br>\uc5ed\uc0ac\uc801 \ube44\uad50\ub97c \ud574\ubcf4\uba74 &#8216;\uc18c\uc74c&#8217;\uc744 \uc0dd\uc131\ud558\ub294 \uc694\uc18c\ub97c \ub118\uc5b4 \uc0c1\ud669\uc5d0 \ub300\ud55c \uc815\ud655\ud55c \uc778\uc2dd\uc744 \uc81c\uacf5\ud55c\ub2e4.<br>\uc9c0\ub09c 9\ub144 \ub3d9\uc548\uc758 \ucd5c\uc545\uc758 9\uc6d4\uc774\uc5c8\ub2e4.<br>\uc2e4\uc9c8\uc801 \uc138\uc218\ub294 \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9 \uc2dc\uc808\uacfc \ub9c8\ub044\ub9ac \uc804 \ub300\ud1b5\ub839\uc774 \uc608\ube44\uc120\uac70\uc5d0\uc11c \ud328\ubc30\ud55c \ud6c4 \uc2dd\ud488\uc5d0 \ub300\ud55c \ubd80\uac00\uac00\uce58\uc138 (IVA)\ub97c \ud3d0\uc9c0\ud588\uc744 \ub54c\uc778 2019\ub144 \ucd5c\uc545\uc758 \ubd88\ud669 \ub54c\ubcf4\ub2e4 \ub0ae\uc558\ub2e4.<br>\uc774\ub7f0 \uc2e4\uc9c8\uc801 \uc138\uc218 \uac10\uc18c\ub294 \uac1c\uc778 \uc7ac\uc0b0\uc138, \uc790\uc0b0 \uc591\uc131\ud654, \uc218\ucd9c\uc138, Pa\u00eds \uc138\uae08 \ud3d0\uc9c0\ub85c \uc778\ud55c \uac10\uc18c\ub97c \uc0c1\uc1c4\ud560 \uc138\uae08\uc774 \uc5c6\ub2e4\ub294 \uac83\uc744 \ubd84\uba85\ud788 \ud55c\ub2e4.<br>\ub610 \uc138\uc218\ub294 \ud574\ub2f9 \uae30\uac04\uc758 \uc778\ud50c\ub808\uc774\uc158\ubcf4\ub2e4 \ucd08\uacfc\ud574 \uba85\ubaa9\uc0c1 \uc99d\uac00\ud588\uc74c\uc5d0\ub3c4 \uc2e4\uc9c8\uc801\uc73c\ub85c \uac10\uc18c\ud588\ub2e4.<br>\uac1c\uc778 \uc7ac\uc0b0\uc138\ub294 \uc791\ub144\uc5d0 \uc2dc\ud589\ub41c \ud2b9\ubcc4 \uc18c\ub4dd \uccb4\uc81c\uc758 \uac00\uc785\uc744 \ud1b5\ud574 \ucd5c\ub300 2027\ub144\uae4c\uc9c0 \uc5f0\uae30\ud560 \uc218 \uc788\uc5c8\ub358 \uacb0\uacfc\ub85c 92.5%\ub098 \uac10\uc18c\ud588\ub2e4.<br>\uc790\uc0b0 \uc591\uc131\ud654\ub294 \uae30\uac04\uc744 \ubc18\uc601\ud558\uc5ec 79.3%\uac00 \uc904\uc5c8\ub294\ub370, \uc774\ub294 \uc77c\uc2dc\uc801\uc778 \uc138\uae08\uc73c\ub85c \ud558\ub77d\uc774 \uc608\uc0c1\ub418\uc5c8\ub2e4.<br>\uc218\ucd9c\uc138\ub294 \uace1\ubb3c\uc5d0 \ub300\ube44 \uc77c\uc2dc\uc801 \ud3d0\uc9c0\ub85c 21% \uac10\uc18c\ud588\ub2e4.<br>\ud658\uc728 \uc0c1\uc2b9\uc774 \uc774\ub7ec\ud55c \uc138\uc218 \uac10\uc18c \uc694\uc778\uc744 \uc0c1\uc1c4\ud558\uc9c0 \ubabb\ud588\ub2e4.<br>\uc218\uc785 \uad00\uc138\ub294 \ud658\uc728 \uc0c1\uc2b9\uacfc \uc218\uc785\ub7c9\uc758 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 33.8%\ub098 \uc99d\uac00\ud588\ub2e4.<br>\uc5ec\uae30\uc5d0 \ud574\uc678 \uad6c\ub9e4\uc758 \uc9c0\uc18d\uc801\uc778 \uc99d\uac00\ub85c \uc2e4\uc9c8\uc801\uc73c\ub85c \uc99d\uac00\ud55c \uc720\uc77c\ud55c \uc138\uc218\uc600\ub2e4.<br>\ubd80\uac00\uac00\uce58\uc138 (IVA)\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c 0.1% \uc99d\uac00\ud574 \uac70\uc758 \ubcc0\ub3d9\uc774 \uc5c6\uc5c8\ub2e4.<br>\uc774\ub7f0 IVA \uc138\uc218\ub294 \uace1\ubb3c \uc218\ucd9c\uacfc \uc218\ucd9c\uc5c5\uc790\uc5d0\uac8c \ub354 \ub9ce\uc740 \ud658\ubd88\uc774 \uc774\ub904\uc84c\uace0, \uc62c\ud574 3\uc6d4\ubd80\ud130 \ud3d0\uc9c0\ub41c \uc11c\ub958\ub85c \uac10\uc18c\ud588\ub2e4.<br>\uad00\uc138\ub294 \ud658\uc728 \uc778\uc0c1\uacfc \uc218\uc785 \uc99d\uac00\ub85c \ub298\uc5c8\uc9c0\ub9cc \uc138\uc218\ub97c \uc99d\uac00\ub85c \ub3cc\ub9ac\uc9c0\ub294 \ubabb\ud588\ub2e4.<br>\uc18c\ub4dd\uc138\ub294 \uc2e4\uc81c \uae30\uc900\uc73c\ub85c 2.8%\uc758 \uc644\ub9cc\ud55c \uc99d\uac00\ub97c \ubcf4\uc600\uc73c\uba70 \uba85\ubaa9\uc0c1 \uc2e4\uc801\uc5d0 \ube44\ud574\uc11c\ub294 \ud6e8\uc52c \ub0ae\uc740 \uc218\uc900\uc774\uc5c8\ub2e4.<br>\uc0ac\ud68c\ubcf4\uc7a5 \uc138\uae08\uc740 \uc784\uae08 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \uc2e4\uc9c8\uc801\uc73c\ub85c 4.2% \uc99d\uac00\ud588\ub2e4.<br>\uc2e0\uc6a9\uce74\ub4dc \uc138\uae08\uc740 4.6% \uc2e4\uc9c8\uc801 \uc99d\uac00\ub97c \uae30\ub85d\ud588\ub2e4.<br>\uc0ac\ud68c\ubcf4\uc7a5 \uae30\uae08\uc740 \uc2e4\uc9c8\uc801\uc73c\ub85c 4.4%\ub098 \uc99d\uac00\ud588\uc9c0\ub9cc, \uc9c0\ucd9c\ub85c \uc778\ud574 \ub450 \uc790\ub9bf\uc218 \uac10\uc18c\ub97c \ubcf4\uc600\ub2e4.<br>10\uc6d4 \ub9d0\uc5d0\ub294 \uace1\ubb3c \uc218\ucd9c\uc5d0 \ub300\ud55c \uc6d0\ucc9c\uc9d5\uc218\uc138 \uc77c\uc2dc\uc801 \ud3d0\uc9c0\ub85c 14~18\uc5b5 \ub2ec\ub7ec \uc138\uc218\uac00 \uc904\uc5b4\ub4e4 \uac83\uc774 \ubb38\uc81c\uac00 \ub41c\ub2e4.<\/li>\n\n\n\n<li>\ubb34\ub108\uc9c0\ub294 \uc0b0\uc5c5<br>\uad6d\ub9bd\ud1b5\uacc4\uccad (INDEC)\uc758 \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74 8\uc6d4 \uc81c\uc870\uc5c5 \uc0dd\uc0b0 \uc545\ud654\uac00 \uc2ec\ud654\ub418\uc5c8\uc74c\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub2e4.<br>\uc0dd\uc0b0\uc9c0\uc218\ub294 \uc5f0\uac04 4.4% \uac10\uc18c\ud588\uace0, \uc9c0\ub09c 7\uc6d4\uc758 0.9% \uac10\uc18c\ud55c \uc774\ud6c4 \ub450 \ub2ec \uc5f0\uc18d\uc774\ub2e4.<br>8\uc6d4\uc740 \uc6d4\ubcc4 0.6% \uac10\uc18c\uc600\ub2e4.<br>8\uc6d4\uc758 \uc0dd\uc0b0\uc9c0\uc218\ub294 2024\ub144 12\uc6d4\ubcf4\ub2e4 3.5% \ub0ae\uc558\ub2e4.<br>\ub2e8 8\uac1c\uc6d4 \ub9cc\uc758 \uae09\uaca9\ud55c \ud558\ub77d\uc138\uc774\ub2e4.<br>\ubd80\ubb38\ubcc4\ub85c \ubcf4\uba74 \uc11d\uc720 \uc815\uc81c\uac00 4.9% \ub298\uc5b4 \uc720\uc77c\ud558\uac8c \uc131\uc7a5\ud588\ub2e4.<br>\ub098\uba38\uc9c0 \ubd80\ubb38\uc740 \ubaa8\ub450 \uac10\uc18c\ud588\ub2e4.<br>\uace0\ubb34 \ubc0f \ud50c\ub77c\uc2a4\ud2f1 10.3%, \ub2f4\ubc30 9.1%, \uae30\uacc4 \ubc0f \uc7a5\ube44 8.9%, \uc790\ub3d9\ucc28 6.2%, \uae30\ucd08 \uae08\uc18d \uc0b0\uc5c5 4.3%, \uae30\ud0c0 \uc7a5\ube44 3.6% \uac01\uac01 \uac10\uc18c\ud588\uace0, \uac00\uc7a5 \ud070 \ud0c0\uaca9\uc744 \uc785\uc740 \ubd80\ubb38\uc740 \uc12c\uc720 \uc81c\ud488 18.1%\uc600\uace0, \uadf8 \ub4a4\ub85c \uae08\uc18d \uc81c\ud488 18%, \uc758\ub958, \uac00\uc8fd, \uc2e0\ubc1c\uc740 14.1%\ub098 \ud558\ub77d\ud588\ub2e4.<br>\uac74\uc124\ud65c\ub3d9\uc885\ud569\uc9c0\uc218 (ISAC)\ub294 0.4%\uc758 \ubbf8\ubbf8\ud55c \uc131\uc7a5\uc744 \uae30\ub85d\ud55c \ubc18\uba74, \uac74\ucd95 \uc790\uc7ac \ucd9c\ud558\ub7c9\uc740 5.5% \ud558\ub77d\ud588\ub2e4.<br>\uac74\uc124\uc740 3\uc6d4\uc5d0\uc11c 6\uc6d4 \uc0ac\uc774\uc5d0 \uc5ed\ub3d9\uc801 \uc131\uc7a5\uc744 \ubcf4\uc600\uc9c0\ub9cc 7\uc6d4\ubd80\ud130\ub294 \uc815\uccb4\uac00 \ub418\uace0\uc788\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p 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