{"id":15383,"date":"2026-10-03T13:25:21","date_gmt":"2026-10-03T16:25:21","guid":{"rendered":"https:\/\/hanin.org.ar\/?p=15383"},"modified":"2026-10-03T13:25:22","modified_gmt":"2026-10-03T16:25:22","slug":"%ea%b2%bd%ec%a0%9c-%ec%86%8c%ec%8b%9d-%ec%84%a0%ea%b1%b0-%eb%8c%80%eb%b9%84-%ed%99%98%ed%97%a4%ec%a7%80-%ec%8b%9c%ec%9e%a5-%ea%b8%88%ec%9c%b5-%ed%99%98%ec%9c%a8-%ea%b8%89%eb%93%b1-%eb%8f%84","status":"publish","type":"post","link":"https:\/\/hanin.org.ar\/?p=15383","title":{"rendered":"[\uacbd\uc81c \uc18c\uc2dd] \uc120\uac70 \ub300\ube44 \ud658\ud5e4\uc9c0 \uc2dc\uc7a5 … \uae08\uc735 \ud658\uc728 \uae09\ub4f1, \ub3c4\ub9e4\ud658\uc728\uacfc \uaca9\ucc28 \ud655\ub300"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

\uc120\uac70 \ub300\ube44 \ud658\ud5e4\uc9c0 \uc2dc\uc791\u2026\uae08\uc735 \ud658\uc728 \uae09\ub4f1, \ub3c4\ub9e4\ud658\uc728\uacfc \uaca9\ucc28 \ud655\ub300<\/p>\n\n\n\n

-CCL(\ud574\uc678\uc1a1\uae08\uc6a9 \uae08\uc735\ub2ec\ub7ec) \ud658\uc728\uc774 1% \uae09\ub4f1\ud574 1\ub2ec\ub7ec\ub2f9 1,636\ud398\uc18c\ub97c \uae30\ub85d\ud558\uba74\uc11c \ub3c4\ub9e4\ud658\uc728\uacfc\uc758 \uaca9\ucc28\uac00 7.5%\ub85c \ud655\ub300\ub410\ub2e4.<\/p>\n\n\n\n

CCL \ud658\uc728\uc740 1% \uc0c1\uc2b9\ud55c 1,636\ud398\uc18c\ub97c \uae30\ub85d\ud588\ub2e4. \ubc18\uba74 \ub3c4\ub9e4\ud658\uc728\uc740 0.4% \uc624\ub978 1,523\ud398\uc18c\ub97c \uae30\ub85d\ud558\uba74\uc11c \ub450 \ud658\uc728 \uc0ac\uc774\uc758 \uaca9\ucc28\ub294 7.5%\ub85c \ubc8c\uc5b4\uc84c\ub2e4.
\uc774\ub7ec\ud55c \ud604\uc0c1\uc740 \uc120\uac70\ub97c \uc55e\ub450\uace0 \ud658\uc728 \ubcc0\ub3d9 \uc704\ud5d8\uc5d0 \ub300\ube44\ud558\ub824\ub294 \ud5e4\uc9c0 \uc218\uc694\uac00 \uc608\uc0c1\ubcf4\ub2e4 \uc77c\ucc0d \ub098\ud0c0\ub098\uae30 \uc2dc\uc791\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.
\ub2ec\ub7ec \uc5f0\ub3d9\ud615(d\u00f3lar linked) \uae08\uc735\uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ud06c\uac8c \uc99d\uac00\ud558\uba74\uc11c \ubbfc\uac04 \ubd80\ubb38\uc774 \ubcf4\uc720\ud55c \ud658\ud5e4\uc9c0 \uaddc\ubaa8\ub294 \uc774\ubbf8 2025\ub144 \uc120\uac70 \ub2f9\uc2dc\uc640 \ube44\uc2b7\ud55c \uc218\uc900\uae4c\uc9c0 \uc62c\ub77c\uac14\ub2e4.
\ud2b9\ud788 \uc8fc\ubaa9\ub418\ub294 \uc810\uc740 \ub2e4\uc74c \uc120\uac70 \uc8fc\uae30\uae4c\uc9c0 \uc544\uc9c1 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uc774 \ub0a8\uc544 \uc788\ub294\ub370\ub3c4 \uc774\ub7ec\ud55c \uc6c0\uc9c1\uc784\uc774 \ub9e4\uc6b0 \uc77c\ucc0d \ub098\ud0c0\ub098\uace0 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4.
\ud658\ud5e4\uc9c0 \uc218\uc694
Criteria\uc758 \ucc44\uad8c \uc804\ub7b5\uac00 \uacfc\ub2ec\ub8e8\ud398 \ube44\ub860(Guadalupe Bir\u00f3n)\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uc124\uba85\ud588\ub2e4.
\u201c\uc774\ub7ec\ud55c \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub098\ud0c0\ub09c \uc774\uc720\uac00 \uc678\ud654\ud45c\uc2dc \ucc44\uad8c\uc744 \ubc1c\ud589\ud55c \uae30\uc5c5\uacfc \uc9c0\ubc29\uc815\ubd80\uac00 \ub2ec\ub7ec\ub97c \ub9e4\uac01\ud55c \ub4a4 \ud655\ubcf4\ud55c \ud398\uc18c \uc790\uae08\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uac83\uc774\ub4e0, \ucd5c\uadfc\uc758 \ud658\uc728 \ubcc0\ub3d9\uc131 \ub54c\ubb38\uc774\ub4e0, \uc544\ub2c8\uba74 \ub0b4\ub144 \uc120\uac70\ub97c \ubbf8\ub9ac \ub300\ube44\ud558\uae30 \uc704\ud55c \uac83\uc774\ub4e0 \ubd84\uba85\ud55c \uc0ac\uc2e4\uc740 \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uc99d\uac00\ud588\ub2e4\ub294 \uc810\uc774\ub2e4.\u201d
\ube44\ub860\uc740 \ud604\uc7ac \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uc774\ubbf8 \ub192\uc740 \uc218\uc900\uc5d0 \ub3c4\ub2ec\ud588\uc9c0\ub9cc \uacfc\uac70\uc640\ub294 \uadf8 \uad6c\uc131\uc774 \ub2e4\ub974\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.
\ub610\ud55c \uc911\uc559\uc740\ud589(BCRA)\uc740 \uacfc\uac70\ubcf4\ub2e4 \ud6e8\uc52c \uc801\uc740 \uaddc\ubaa8\uc758 \uc120\ubb3c\ud658 \ud3ec\uc9c0\uc158\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \uae08\uc735\uc0c1\ud488\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5b4 \uad00\ub828 \uc218\uc775\ub960 \uace1\uc120\uc5d0 \uac1c\uc785\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\ub3c4 \uac16\ucd94\uace0 \uc788\ub2e4.
\ubb34\uc5c7\ubcf4\ub2e4 \uc62c\ud574 \uc678\ud658\ubcf4\uc720\uc561\uc744 \ucd95\uc801\ud558\uba74\uc11c \uacfc\uac70\ubcf4\ub2e4 \ud6e8\uc52c \ub9ce\uc740 \uc678\ud658\ubcf4\uc720\uc561\uc744 \ud655\ubcf4\ud55c \uc0c1\ud0dc\ub77c\ub294 \uc810\uc774 \uc911\uc694\ud55c \ucc28\uc774\uc810\uc774\ub2e4.<\/p>\n\n\n\n

\uc911\uc559\uc740\ud589\uc758 \ub300\uc751 \ub2a5\ub825
\uc5ec\uae30\uc5d0 \uc911\uc559\uc740\ud589\uc758 \uc7ac\ubb34\uc0c1\ud0dc\ub3c4 \uac1c\uc120\ub410\ub2e4.
\uc774\uc5d0 \ub530\ub77c \uc774\uc804 \uc120\uac70 \uad6d\uba74\uc774 \uc2dc\uc791\ub420 \ub2f9\uc2dc \ub098\ud0c0\ub0ac\ub358 \ucde8\uc57d\uc131\ub3c4 \uc904\uc5b4\ub4e4\uc5c8\ub2e4.
\ub530\ub77c\uc11c \uc544\ub974\ud5e8\ud2f0\ub098 \uc911\uc559\uc740\ud589\uc740 \uc55e\uc73c\ub85c \ub2e4\uc2dc \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \uc774\uc804\ubcf4\ub2e4 \ub354 \ub2e4\uc591\ud55c \uc815\ucc45 \uc218\ub2e8\uacfc \ud6e8\uc52c \ub113\uc740 \ub300\uc751 \uc5ec\ub825\uc744 \uac16\ucd98 \uc0c1\ud0dc\uc5d0\uc11c \ub300\uc751\ud560 \uc218 \uc788\uac8c \ub410\ub2e4.
\uc55e\uc73c\ub85c \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ud558\ub294\uc9c0\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \ubb38\uc81c\uac00 \ub420 \uc804\ub9dd\uc774\ub2e4.
\ub2e4\uc74c \uc120\uac70 \uc8fc\uae30\uae4c\uc9c0 1\ub144 \uc774\uc0c1 \ub0a8\uc544 \uc788\ub294\ub370\ub3c4 \uc774\ubbf8 2025\ub144 \ub2f9\uc2dc\uc640 \ube44\uc2b7\ud55c \uc218\uc900\uc758 \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub098\ud0c0\ub0ac\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74, \uc120\uac70\uac00 \uac00\uae4c\uc6cc\uc9c8\uc218\ub85d \uc774\ub7ec\ud55c \uc6c0\uc9c1\uc784\uc774 \ub354\uc6b1 \uac15\ud574\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n\n\n\n

\ub2ec\ub7ec \ud658\uc728\uc5d0 \ub300\ud55c \uc555\ub825
\uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uacc4\uc18d \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \uae08\uc735\uc0c1\ud488\uc744 \ud1b5\ud574 \ud761\uc218\ub41c\ub2e4\uba74 \uc678\ud658\uc2dc\uc7a5\uc5d0 \uc9c1\uc811 \uac00\ud574\uc9c0\ub294 \uc555\ub825\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4.
\uadf8\ub7ec\ub098 \uc774\ub294 \uc7ac\ubb34\uccad\uc774 \uacc4\uc18d\ud574\uc11c \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \ucc44\uad8c\uc744 \uc2dc\uc7a5\uc5d0 \uacf5\uae09\ud560 \uc218 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc911\uc559\uc740\ud589\uc774 \uc120\ubb3c\ud658\uacfc \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \ucc44\uad8c\uc744 \uc870\ud569\ud574 \ucda9\ubd84\ud55c \ud658\ud5e4\uc9c0 \uc218\ub2e8\uc744 \uc81c\uacf5\ud560 \ub2a5\ub825\uc774 \uc788\ub294\uc9c0\uc5d0 \ub2ec\ub824 \uc788\ub2e4.
\ube44\ub860\uc740 \ud604\uc7ac \uc0c1\ud669\uc758 \ud2b9\uc9d5\uc740 \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \uc5c6\ub2e4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc774\ubbf8 \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub098\ud0c0\ub098\uae30 \uc2dc\uc791\ud55c \uc0c1\ud669\uc5d0\uc11c \uc911\uc559\uc740\ud589\uc774 \uacfc\uac70\uc640\ub294 \ub2e4\ub978 \uc5ec\uac74 \uc18d\uc5d0\uc11c \uc774\uc5d0 \ub300\uc751\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n\n\n\n

\ud575\uc2ec \ud3ec\uc778\ud2b8
\ub530\ub77c\uc11c \uc55e\uc73c\ub85c \ud658\ud5e4\uc9c0\uac00 \uc5b4\ub5a4 \uae08\uc735\uc0c1\ud488\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc911\uc559\uc740\ud589\uc774 \uc774\uc5d0 \uc5b4\ub5bb\uac8c \ub300\uc751\ud558\ub294\uc9c0\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ucc30\ud558\ub294 \uac83\uc774 \ud5a5\ud6c4 \uba87 \ub2ec \ub3d9\uc548 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ud658\uc728 \uc555\ub825\uc744 \ubbf8\ub9ac \ud30c\uc545\ud558\ub294 \ud575\uc2ec \uc9c0\ud45c\uac00 \ub420 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.
\uc9c0\ub09c 3\uc6d4\ubd80\ud130 8\uc6d4\uae4c\uc9c0 \uc774\ub8e8\uc5b4\uc9c4 \uc678\ud654\ud45c\uc2dc \ucc44\uad8c \ubc1c\ud589 \uaddc\ubaa8\ub294 \uc57d 77\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\ub2e4.
\uc774 \uae30\uac04\uc740 \ucc44\uad8c \ubc1c\ud589\uc790\uac00 \uc870\ub2ec\ud55c \uc678\ud654\ub97c \ucd5c\ub300 6\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \uc2dc\uc7a5\uc5d0\uc11c \ub9e4\uac01\ud574\uc57c \ud558\ub294 \uae30\uac04\uc744 \uace0\ub824\ud574 \uc0b0\uc815\ud55c \uac83\uc774\ub2e4.
\ud604\uc7ac \ud658\ud5e4\uc9c0 \uaddc\ubaa8 \uc790\uccb4\ub294 \uc9c0\ub09c\ud574 \ucd1d\uc120 \ub2f9\uc2dc\uc640 \ube44\uc2b7\ud558\uc9c0\ub9cc, \uc911\uc694\ud55c \ucc28\uc774\ub294 \ud658\ud5e4\uc9c0 \uc218\ub2e8\uc758 \uad6c\uc131\uc5d0 \uc788\ub2e4.<\/p>\n\n\n\n

\ud658\ud5e4\uc9c0 \uad6c\uc131\uc758 \ubcc0\ud654
2025\ub144\uc5d0\ub294 \uc804\uccb4 \ud658\ud5e4\uc9c0 \uc218\uc694\uc758 \uc808\ubc18 \uc774\uc0c1\uc744 \uc911\uc559\uc740\ud589\uc774 \uc120\ubb3c\ud658 \uc2dc\uc7a5\uc744 \ud1b5\ud574 \ud761\uc218\ud588\uace0, \ub3d9\uc2dc\uc5d0 \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \ucc44\uad8c\ub3c4 \ud65c\uc6a9\ub410\ub2e4.
\uadf8\ub7ec\ub098 \ud604\uc7ac\ub294 \ub300\ubd80\ubd84\uc758 \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \ucc44\uad8c \uc2dc\uc7a5\uc744 \ud1b5\ud574 \ucc98\ub9ac\ub418\uace0 \uc788\ub2e4.
\ud2b9\ud788 \uc7ac\ubb34\uccad\uc774 2\uc8fc\ub9c8\ub2e4 \uc2e4\uc2dc\ud558\ub294 \ucc44\uad8c \uc785\ucc30\uc744 \ud1b5\ud574 \uc0c1\ub2f9 \ubd80\ubd84\uc758 \ub2ec\ub7ec \uc5f0\ub3d9\ud615 \uc0c1\ud488\uc774 \uc2dc\uc7a5\uc5d0 \uacf5\uae09\ub418\uace0 \uc788\ub2e4.
\ubc18\uba74 \uc911\uc559\uc740\ud589\uc758 \uc120\ubb3c\ud658 \uac70\ub798\uac00 \uc804\uccb4 \ud658\ud5e4\uc9c0\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 5%\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \uc54a\ub294\ub2e4. \uc774\ub294 \uc774\uc804 \uc120\uac70 \uc8fc\uae30\uc640 \ube44\uad50\ud558\uba74 \ub9e4\uc6b0 \ub0ae\uc740 \uc218\uc900\uc774\ub2e4.
\ube44\ub860\uc740 \uc774 \ub54c\ubb38\uc5d0 \uc55e\uc73c\ub85c \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub2e4\uc2dc \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \uc911\uc559\uc740\ud589\uc774 \uc120\ubb3c\ud658 \uc2dc\uc7a5\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc5ec\ub825\uc774 \uc0c1\ub2f9\ud788 \ud06c\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4.
\ud604\uc7ac \uc911\uc559\uc740\ud589\uc758 \uc120\ubb3c\ud658 \ub9e4\ub3c4 \ud3ec\uc9c0\uc158\uc740 \uc57d 2\uc5b57,800\ub9cc \ub2ec\ub7ec \uc218\uc900\uc774\ub2e4.
\ud604\ud589 \uaddc\uc815\uc5d0 \ub530\ub978 \uc911\uc559\uc740\ud589\uc758 \uc120\ubb3c\ud658 \uc6b4\uc6a9 \ud55c\ub3c4\uac00 90\uc5b5 \ub2ec\ub7ec\ub77c\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74 \uc544\uc9c1 \uc0c1\ub2f9\ud55c \ub300\uc751 \uc5ec\ub825\uc774 \ub0a8\uc544 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4.
\ube44\ub860\uc740 \uc774\ub7ec\ud55c \uc810\uc744 \uac15\uc870\ud558\uba70 \ubd84\uc11d\uc744 \ub9c8\ubb34\ub9ac\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc120\uac70 \ub300\ube44 \ud658\ud5e4\uc9c0 \uc2dc\uc791\u2026\uae08\uc735 \ud658\uc728 \uae09\ub4f1, \ub3c4\ub9e4\ud658\uc728\uacfc \uaca9\ucc28 \ud655\ub300 -CCL(\ud574\uc678\uc1a1\uae08\uc6a9 \uae08\uc735\ub2ec\ub7ec) \ud658\uc728\uc774 1% \uae09\ub4f1\ud574 1\ub2ec\ub7ec\ub2f9 1,636\ud398\uc18c\ub97c \uae30\ub85d\ud558\uba74\uc11c \ub3c4\ub9e4\ud658\uc728\uacfc\uc758 \uaca9\ucc28\uac00 7.5%\ub85c \ud655\ub300\ub410\ub2e4. CCL \ud658\uc728\uc740 1% \uc0c1\uc2b9\ud55c 1,636\ud398\uc18c\ub97c \uae30\ub85d\ud588\ub2e4. \ubc18\uba74 \ub3c4\ub9e4\ud658\uc728\uc740 0.4% \uc624\ub978 1,523\ud398\uc18c\ub97c \uae30\ub85d\ud558\uba74\uc11c \ub450 \ud658\uc728 \uc0ac\uc774\uc758 \uaca9\ucc28\ub294 7.5%\ub85c \ubc8c\uc5b4\uc84c\ub2e4.\uc774\ub7ec\ud55c \ud604\uc0c1\uc740 \uc120\uac70\ub97c \uc55e\ub450\uace0 \ud658\uc728 \ubcc0\ub3d9 \uc704\ud5d8\uc5d0 \ub300\ube44\ud558\ub824\ub294 \ud5e4\uc9c0 \uc218\uc694\uac00 \uc608\uc0c1\ubcf4\ub2e4 \uc77c\ucc0d \ub098\ud0c0\ub098\uae30 \uc2dc\uc791\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.\ub2ec\ub7ec \uc5f0\ub3d9\ud615(d\u00f3lar linked) \uae08\uc735\uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ud06c\uac8c \uc99d\uac00\ud558\uba74\uc11c \ubbfc\uac04 \ubd80\ubb38\uc774 \ubcf4\uc720\ud55c \ud658\ud5e4\uc9c0 \uaddc\ubaa8\ub294 \uc774\ubbf8 2025\ub144 \uc120\uac70 \ub2f9\uc2dc\uc640 \ube44\uc2b7\ud55c \uc218\uc900\uae4c\uc9c0 \uc62c\ub77c\uac14\ub2e4.\ud2b9\ud788 \uc8fc\ubaa9\ub418\ub294 \uc810\uc740 \ub2e4\uc74c \uc120\uac70 \uc8fc\uae30\uae4c\uc9c0 \uc544\uc9c1 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uc774 \ub0a8\uc544 \uc788\ub294\ub370\ub3c4 \uc774\ub7ec\ud55c \uc6c0\uc9c1\uc784\uc774 \ub9e4\uc6b0 \uc77c\ucc0d \ub098\ud0c0\ub098\uace0 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4.\ud658\ud5e4\uc9c0 \uc218\uc694Criteria\uc758 \ucc44\uad8c \uc804\ub7b5\uac00 \uacfc\ub2ec\ub8e8\ud398 \ube44\ub860(Guadalupe Bir\u00f3n)\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uc124\uba85\ud588\ub2e4.\u201c\uc774\ub7ec\ud55c \ud658\ud5e4\uc9c0 \uc218\uc694\uac00 \ub098\ud0c0\ub09c \uc774\uc720\uac00 \uc678\ud654\ud45c\uc2dc \ucc44\uad8c\uc744 \ubc1c\ud589\ud55c \uae30\uc5c5\uacfc \uc9c0\ubc29\uc815\ubd80\uac00 \ub2ec\ub7ec\ub97c \ub9e4\uac01\ud55c \ub4a4 \ud655\ubcf4\ud55c \ud398\uc18c \uc790\uae08\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uac83\uc774\ub4e0, \ucd5c\uadfc\uc758 \ud658\uc728 \ubcc0\ub3d9\uc131 \ub54c\ubb38\uc774\ub4e0, \uc544\ub2c8\uba74 \ub0b4\ub144 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