{"id":14865,"date":"2026-09-11T20:34:57","date_gmt":"2026-09-11T23:34:57","guid":{"rendered":"https:\/\/hanin.org.ar\/?p=14865"},"modified":"2026-09-11T20:34:58","modified_gmt":"2026-09-11T23:34:58","slug":"%ea%b2%bd%ec%a0%9c-%ec%86%8c%ec%8b%9d-3-%ec%a3%bc%ea%b0%84-%eb%b3%b4%ea%b3%a0%ec%84%9c-8%ec%9b%94-%ec%9d%80%ed%96%89-%ed%8e%98%ec%86%8c-%ec%98%88%ea%b8%88%ea%b3%bc-%eb%8c%80%ec%b6%9c-%ec%8b%a4","status":"publish","type":"post","link":"https:\/\/hanin.org.ar\/?p=14865","title":{"rendered":"[\uacbd\uc81c \uc18c\uc2dd 3] \uc8fc\uac04 \ubcf4\uace0\uc11c 8\uc6d4 \uc740\ud589 \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c, \uc2e4\uc9c8 \uae30\uc900 \uacc4\uc18d \uac10\uc18c"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"678\" height=\"452\" src=\"https:\/\/hanin.org.ar\/wp-content\/uploads\/2026\/09\/images-23.jpg\" alt=\"\" class=\"wp-image-14866\" style=\"aspect-ratio:1.5000172848895497;width:363px;height:auto\" srcset=\"https:\/\/hanin.org.ar\/wp-content\/uploads\/2026\/09\/images-23.jpg 678w, https:\/\/hanin.org.ar\/wp-content\/uploads\/2026\/09\/images-23-300x200.jpg 300w\" sizes=\"(max-width: 678px) 100vw, 678px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\uac04 \ubcf4\uace0\uc11c<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>8\uc6d4 \uc740\ud589 \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c, \uc2e4\uc9c8 \uae30\uc900 \uacc4\uc18d \uac10\uc18c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 8\uc6d4 \ud398\uc18c\ud654 \uc608\uae08\uacfc \ub300\ucd9c\uc740 \uc2e4\uc9c8 \uae30\uc900\uc73c\ub85c \uac01\uac01 0.6%, 0.4% \uac10\uc18c\ud588\ub2e4.<br>\uc774\ub294 \ud398\uc18c \uc815\uae30\uc608\uae08\uc758 \ud3c9\uade0 \uae08\ub9ac\uac00 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc18c\ud3ed \ud50c\ub7ec\uc2a4\ub97c \uae30\ub85d\ud55c \uc0c1\ud669\uc5d0\uc11c \ub098\ud0c0\ub09c \uacb0\uacfc\ub2e4. \uc815\uae30\uc608\uae08 \uae30\uc900\uae08\ub9ac\uc778 TAMAR\uc758 \uc6d4 \uc2e4\ud6a8\uae08\ub9ac(TEM)\ub294 2%\ub85c, 8\uc6d4 \uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960 1.7%\ubcf4\ub2e4 \ub2e4\uc18c \ub192\uc558\ub2e4. \ubc18\uba74 \uc694\uad6c\ubd88\uc608\uae08\uc758 \uc2e4\uc9c8\uae08\ub9ac\ub294 \ub9c8\uc774\ub108\uc2a4\uc600\ub2e4.<br>\ub610\ud55c \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc778\ub4e4\ub3c4 \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c \uac10\uc18c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.<br>\uc911\uc559\uc740\ud589(BCRA)\uc758 \uc678\ud654 \ub9e4\uc785 \uc18d\ub3c4\uac00 \ub454\ud654\ub418\uba74\uc11c \ud1b5\ud654\uae30\ubc18 \ud655\ub300\uac00 \uc904\uc5c8\ub2e4. \uc911\uc559\uc740\ud589\uc758 \ud558\ub8e8 \ud3c9\uade0 \uc678\ud654 \ub9e4\uc785\uc561\uc740 3,800\ub9cc \ub2ec\ub7ec\uc600\ub2e4.<br>\uacbd\uc81c\ud65c\ub3d9\ub3c4 \ud65c\ubc1c\ud558\uc9c0 \ubabb\ud588\uc73c\uba70, \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c\uc774 \ub2ec\ub7ec\ub85c \uc804\ud658\ub418\ub294 \ud604\uc0c1\ub3c4 \ub098\ud0c0\ub0ac\ub2e4. \uc774\ub85c \uc778\ud574 \ud398\uc18c \uae08\ub9ac\ub294 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ubcc0\ub3d9\uc131\ub3c4 \ucee4\uc84c\ub2e4.<br>2026\ub144 8\uc6d4 \ud558\ub8e8\uc9dc\ub9ac \ub2f4\ubcf4\ubd80 \ub2e8\uae30\uae08\ub9ac(cauci\u00f3n)\ub294 \uc6d4\ucd08 \uc5f0 22%\uc5d0\uc11c 28.2%\uae4c\uc9c0 \uc0c1\uc2b9\ud588\ub2e4\uac00 \uc6d4\ub9d0\uc5d0\ub294 \ub2e4\uc2dc \uc5f0 20% \uc218\uc900\uc73c\ub85c \ud558\ub77d\ud588\ub2e4.<br>\uc55e\uc73c\ub85c \uae08\uc735 \ubd80\ubb38\uc744 \ud65c\uc131\ud654\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc790\uae08 \uacf5\uae09\uacfc \uc218\uc694 \uc591\ucabd\uc5d0\uc11c \ud574\uacb0\ud574\uc57c \ud560 \uacfc\uc81c\uac00 \uc788\ub2e4.<br>\uc790\uae08 \uacf5\uae09 \uce21\uba74\uc5d0\uc11c\ub294 \uc608\uae08 \uc794\uc561\uc758 \ub2ec\ub7ec\ud654 \ucd94\uc138\uc640 \uc740\ud589\uad8c\uacfc \ube44\uc740\ud589\uad8c, \uc989 \uc790\ubcf8\uc2dc\uc7a5 \uac04\uc758 \uacbd\uc7c1\uc774 \uc8fc\uc694 \ubcc0\uc218\ub2e4.<br>\uc790\uae08 \uc218\uc694 \uce21\uba74\uc5d0\uc11c\ub294 \uae08\ub9ac \ubcc0\ud654, \uc5f0\uccb4 \uc99d\uac00\uc5d0 \ub530\ub978 \ub300\ucd9c \ud589\ud0dc \ubcc0\ud654, \uadf8\ub9ac\uace0 \uacbd\uc81c\ud65c\ub3d9\uc758 \ud5a5\ud6c4 \ucd94\uc774\uac00 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608\uae08\uacfc \ub300\ucd9c\uc758 \ubcc0\ud654<br>\uc608\uae08<br>2026\ub144 8\uc6d4 \ud398\uc18c \uac70\ub798\uc131 \uc608\uae08, \uc989 \uc800\ucd95\uc608\uae08(caja de ahorro)\uacfc \ub2f9\uc88c\uc608\uae08(cuenta corriente)\uc740 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 \uae30\uc900 1.7% \uac10\uc18c\ud588\ub2e4.<br>\uac19\uc740 \uae30\uac04 \uc815\uae30\uc608\uae08\uc740 \uc2e4\uc9c8 \uae30\uc900 0.1% \uac10\uc18c\ud588\ub2e4.<br>2026\ub144 \ucd08\ubd80\ud130 8\uc6d4\uae4c\uc9c0 \uac70\ub798\uc131 \uc608\uae08\uc740 \uc2e4\uc9c8 \uae30\uc900 11.7% \uac10\uc18c\ud588\uc73c\uba70, \uc815\uae30\uc608\uae08\uc740 0.3% \uac10\uc18c\ud588\ub2e4.<br>\uc774\ucc98\ub7fc \uc608\uae08 \uc885\ub958\ubcc4\ub85c \ucc28\uc774\uac00 \ubc1c\uc0dd\ud55c \ub370\uc5d0\ub294 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\uc758 \ud655\ub300\uac00 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4. \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub294 \uc790\uae08\uc744 \uc2e0\uc18d\ud558\uac8c \uc778\ucd9c\ud560 \uc218 \uc788\uc73c\uba74\uc11c \uc815\uae30\uc608\uae08 \ub4f1\uc5d0 \ud22c\uc790\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc774\ub2e4.<br>\uc2e4\uc81c\ub85c \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub294 2026\ub144 \ub4e4\uc5b4 \uc2e4\uc9c8 \uae30\uc900 10% \uc99d\uac00\ud588\uc73c\uba70, \uc804\ub144 \ub3d9\uae30\uc640 \ube44\uad50\ud558\uba74 19.2% \uc99d\uac00\ud588\ub2e4. \uc774 \uc218\uce58\uc5d0\ub294 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\uac00 \ud22c\uc790\ud558\uace0 \uc788\ub294 \uc815\uae30\uc608\uae08 \ubd80\ubd84\ub3c4 \ud3ec\ud568\ub41c\ub2e4.<br>\ub2ec\ub7ec \uc608\uae08\uc740 \ub2ec\ub7ec\ud654 \uba85\ubaa9\uae08\uc561 \uae30\uc900\uc73c\ub85c 2026\ub144 \ub4e4\uc5b4 11.5% \uc99d\uac00\ud588\uc73c\uba70, 2025\ub144 8\uc6d4\uacfc \ube44\uad50\ud558\uba74 25.5% \uc99d\uac00\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c<br>2026\ub144 8\uc6d4 \uc804\uccb4 \ub300\ucd9c\uc740 \uacc4\uc808\uc870\uc815 \uae30\uc900\uc73c\ub85c \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 0.4% \uac10\uc18c\ud588\ub2e4.<br>\uc8fc\ub41c \uc6d0\uc778\uc740 \uc2e0\uc6a9\uce74\ub4dc \ub300\ucd9c\uacfc \uac1c\uc778\ub300\ucd9c \ub4f1 \uc18c\ube44\uc790 \ub300\ucd9c\uc774 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.3% \uac10\uc18c\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.<br>\ubc18\uba74 \uae30\uc5c5 \ub300\uc0c1 \ub300\ucd9c\uc740 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1% \uc99d\uac00\ud588\ub2e4.<br>2026\ub144 \ub4e4\uc5b4 \uc804\uccb4 \ub300\ucd9c\uc740 \uc2e4\uc9c8 \uae30\uc900 3.4% \uac10\uc18c\ud588\ub2e4. \uc18c\ube44\uc790 \ub300\ucd9c\uc740 \uac10\uc18c\ud55c \ubc18\uba74 \uae30\uc5c5\uc5d0 \ub300\ud55c \ub300\ucd9c\uc740 \uc99d\uac00\ud588\ub2e4.<br>\ub2ec\ub7ec\ud654 \ub300\ucd9c \uc794\uc561\uc740 \uc57d 250\uc5b5 \ub2ec\ub7ec \uc218\uc900\uc73c\ub85c, 8\uc6d4 \ud55c \ub2ec \ub3d9\uc548 3.3% \uc99d\uac00\ud588\ub2e4.<br>2026\ub144 \ub4e4\uc5b4\uc11c\ub294 37% \uc99d\uac00\ud588\uc73c\uba70, 2025\ub144 8\uc6d4\uacfc \ube44\uad50\ud558\uba74 44% \uc99d\uac00\ud588\ub2e4. \uc774\ub294 \ub2ec\ub7ec\ud654 \uba85\ubaa9\uae08\uc561 \uae30\uc900\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589 \ub300\ucd9c\uacfc \uc790\ubcf8\uc2dc\uc7a5<br>\ubbfc\uac04 \ubd80\ubb38\uc5d0 \ub300\ud55c \uc740\ud589 \ub300\ucd9c\uc740 \uc5b4\ub290 \uc815\ub3c4 \uc790\ubcf8\uc2dc\uc7a5\uc744 \ud1b5\ud55c \uc790\uae08\uc870\ub2ec\uacfc \uacbd\uc7c1\ud558\uace0 \uc788\ub2e4.<br>\uc790\ubcf8\uc2dc\uc7a5\uc740 \uc740\ud589\ubcf4\ub2e4 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc774\ub098 \uac1c\uc778\uc758 \ubc94\uc704\uac00 \uc81c\ud55c\uc801\uc774\uc9c0\ub9cc, \uc77c\ubc18\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud558\ub294 \ucc28\uc785\uc790\uc640 \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c \uae08\ub9ac \uc870\uac74\uc774 \ub354 \uc720\ub9ac\ud558\uace0 \ub9cc\uae30 \uc870\uac74\ub3c4 \ub354 \uc88b\uc740 \uacbd\uc6b0\uac00 \uc788\ub2e4.<br>\uc18c\ube44\uc790 \ub300\ucd9c \uac10\uc18c\uc640 \uad00\ub828\ud574\uc11c\ub294, \ud2b9\ud788 \uae09\uc5ec\ub97c \ud574\ub2f9 \uc740\ud589\uc5d0\uc11c \ubc1b\uc9c0 \uc54a\ub294 \uace0\uac1d\ub4e4\uc758 \uc740\ud589 \ub300\ucd9c \uac10\uc18c\uac00 \uc804\uc790\uc9c0\uac11\uc774\ub098 \ud540\ud14c\ud06c \ub4f1 \ub2e4\ub978 \uae08\uc735\uae30\uad00\uc744 \ud1b5\ud55c \ub300\ucd9c \uc99d\uac00\uc640 \uad00\ub828\ub418\uc5b4 \uc788\uc744 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud575\uc2ec \uc694\uc57d<br>2026\ub144 8\uc6d4 \ud398\uc18c \uc608\uae08: \uc2e4\uc9c8 0.6% \uac10\uc18c<br>2026\ub144 8\uc6d4 \ud398\uc18c \ub300\ucd9c: \uc2e4\uc9c8 0.4% \uac10\uc18c<br>\uac70\ub798\uc131 \ud398\uc18c \uc608\uae08: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.7% \uac10\uc18c<br>\uc815\uae30\uc608\uae08: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 0.1% \uac10\uc18c<br>\uc18c\ube44\uc790 \ub300\ucd9c: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.3% \uac10\uc18c<br>\uae30\uc5c5 \ub300\ucd9c: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.0% \uc99d\uac00<br>2026\ub144 \ub4e4\uc5b4 \uac70\ub798\uc131 \uc608\uae08: \uc2e4\uc9c8 11.7% \uac10\uc18c<br>2026\ub144 \ub4e4\uc5b4 \uc804\uccb4 \ub300\ucd9c: \uc2e4\uc9c8 3.4% \uac10\uc18c<br>\ub2ec\ub7ec \uc608\uae08: 2026\ub144 \ub4e4\uc5b4 11.5% \uc99d\uac00, \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 25.5% \uc99d\uac00<br>\ub2ec\ub7ec \ub300\ucd9c: \uc57d 250\uc5b5 \ub2ec\ub7ec, 2026\ub144 \ub4e4\uc5b4 37% \uc99d\uac00, \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 44% \uc99d\uac00<br>\uacb0\uad6d \uc774\ubc88 \ubcf4\uace0\uc11c\uc758 \ud575\uc2ec\uc740 \ud398\uc18c\ud654 \uae08\uc735\uac70\ub798\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \uacc4\uc18d \uc704\ucd95\ub418\uace0 \uc788\ub294 \ubc18\uba74, \ub2ec\ub7ec \uc608\uae08\uacfc \ub2ec\ub7ec \ub300\ucd9c\uc740 \ube60\ub974\uac8c \uc99d\uac00\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. \uc774\ub294 \uc544\ub974\ud5e8\ud2f0\ub098 \uae08\uc735\uc2dc\uc7a5\uc5d0\uc11c \uc608\uae08\uacfc \uae08\uc735\uac70\ub798\uc758 \ub2ec\ub7ec\ud654\uac00 \uacc4\uc18d \uc9c4\ud589\ub418\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4.<br>\u203b \ub3c4\ud45c\ub294 \uc6d0\ubb38\uc744 \ucc38\uc870\ud558\uc2ed\uc2dc\uc624.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc8fc\uac04 \ubcf4\uace0\uc11c 2026\ub144 8\uc6d4 \ud398\uc18c\ud654 \uc608\uae08\uacfc \ub300\ucd9c\uc740 \uc2e4\uc9c8 \uae30\uc900\uc73c\ub85c \uac01\uac01 0.6%, 0.4% \uac10\uc18c\ud588\ub2e4.\uc774\ub294 \ud398\uc18c \uc815\uae30\uc608\uae08\uc758 \ud3c9\uade0 \uae08\ub9ac\uac00 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc18c\ud3ed \ud50c\ub7ec\uc2a4\ub97c \uae30\ub85d\ud55c \uc0c1\ud669\uc5d0\uc11c \ub098\ud0c0\ub09c \uacb0\uacfc\ub2e4. \uc815\uae30\uc608\uae08 \uae30\uc900\uae08\ub9ac\uc778 TAMAR\uc758 \uc6d4 \uc2e4\ud6a8\uae08\ub9ac(TEM)\ub294 2%\ub85c, 8\uc6d4 \uc18c\ube44\uc790\ubb3c\uac00 \uc0c1\uc2b9\ub960 1.7%\ubcf4\ub2e4 \ub2e4\uc18c \ub192\uc558\ub2e4. \ubc18\uba74 \uc694\uad6c\ubd88\uc608\uae08\uc758 \uc2e4\uc9c8\uae08\ub9ac\ub294 \ub9c8\uc774\ub108\uc2a4\uc600\ub2e4.\ub610\ud55c \ub2e4\uc74c\uacfc \uac19\uc740 \uc694\uc778\ub4e4\ub3c4 \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c \uac10\uc18c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.\uc911\uc559\uc740\ud589(BCRA)\uc758 \uc678\ud654 \ub9e4\uc785 \uc18d\ub3c4\uac00 \ub454\ud654\ub418\uba74\uc11c \ud1b5\ud654\uae30\ubc18 \ud655\ub300\uac00 \uc904\uc5c8\ub2e4. \uc911\uc559\uc740\ud589\uc758 \ud558\ub8e8 \ud3c9\uade0 \uc678\ud654 \ub9e4\uc785\uc561\uc740 3,800\ub9cc \ub2ec\ub7ec\uc600\ub2e4.\uacbd\uc81c\ud65c\ub3d9\ub3c4 \ud65c\ubc1c\ud558\uc9c0 \ubabb\ud588\uc73c\uba70, \ud398\uc18c \uc608\uae08\uacfc \ub300\ucd9c\uc774 \ub2ec\ub7ec\ub85c \uc804\ud658\ub418\ub294 \ud604\uc0c1\ub3c4 \ub098\ud0c0\ub0ac\ub2e4. \uc774\ub85c \uc778\ud574 \ud398\uc18c \uae08\ub9ac\ub294 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ubcc0\ub3d9\uc131\ub3c4 \ucee4\uc84c\ub2e4.2026\ub144 8\uc6d4 \ud558\ub8e8\uc9dc\ub9ac \ub2f4\ubcf4\ubd80 \ub2e8\uae30\uae08\ub9ac(cauci\u00f3n)\ub294 \uc6d4\ucd08 \uc5f0 22%\uc5d0\uc11c 28.2%\uae4c\uc9c0 \uc0c1\uc2b9\ud588\ub2e4\uac00 \uc6d4\ub9d0\uc5d0\ub294 \ub2e4\uc2dc \uc5f0 20% \uc218\uc900\uc73c\ub85c \ud558\ub77d\ud588\ub2e4.\uc55e\uc73c\ub85c \uae08\uc735 \ubd80\ubb38\uc744 \ud65c\uc131\ud654\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc790\uae08 \uacf5\uae09\uacfc \uc218\uc694 \uc591\ucabd\uc5d0\uc11c \ud574\uacb0\ud574\uc57c \ud560 \uacfc\uc81c\uac00 \uc788\ub2e4.\uc790\uae08 \uacf5\uae09 \uce21\uba74\uc5d0\uc11c\ub294 \uc608\uae08 \uc794\uc561\uc758 \ub2ec\ub7ec\ud654 \ucd94\uc138\uc640 \uc740\ud589\uad8c\uacfc \ube44\uc740\ud589\uad8c, \uc989 \uc790\ubcf8\uc2dc\uc7a5 \uac04\uc758 \uacbd\uc7c1\uc774 \uc8fc\uc694 \ubcc0\uc218\ub2e4.\uc790\uae08 \uc218\uc694 \uce21\uba74\uc5d0\uc11c\ub294 \uae08\ub9ac \ubcc0\ud654, \uc5f0\uccb4 \uc99d\uac00\uc5d0 \ub530\ub978 \ub300\ucd9c \ud589\ud0dc \ubcc0\ud654, \uadf8\ub9ac\uace0 \uacbd\uc81c\ud65c\ub3d9\uc758 \ud5a5\ud6c4 \ucd94\uc774\uac00 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4. \uc608\uae08\uacfc \ub300\ucd9c\uc758 \ubcc0\ud654\uc608\uae082026\ub144 8\uc6d4 \ud398\uc18c \uac70\ub798\uc131 \uc608\uae08, \uc989 \uc800\ucd95\uc608\uae08(caja de ahorro)\uacfc \ub2f9\uc88c\uc608\uae08(cuenta corriente)\uc740 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 \uae30\uc900 1.7% \uac10\uc18c\ud588\ub2e4.\uac19\uc740 \uae30\uac04 \uc815\uae30\uc608\uae08\uc740 \uc2e4\uc9c8 \uae30\uc900 0.1% \uac10\uc18c\ud588\ub2e4.2026\ub144 \ucd08\ubd80\ud130 8\uc6d4\uae4c\uc9c0 \uac70\ub798\uc131 \uc608\uae08\uc740 \uc2e4\uc9c8 \uae30\uc900 11.7% \uac10\uc18c\ud588\uc73c\uba70, \uc815\uae30\uc608\uae08\uc740 0.3% \uac10\uc18c\ud588\ub2e4.\uc774\ucc98\ub7fc \uc608\uae08 \uc885\ub958\ubcc4\ub85c \ucc28\uc774\uac00 \ubc1c\uc0dd\ud55c \ub370\uc5d0\ub294 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\uc758 \ud655\ub300\uac00 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4. \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub294 \uc790\uae08\uc744 \uc2e0\uc18d\ud558\uac8c \uc778\ucd9c\ud560 \uc218 \uc788\uc73c\uba74\uc11c \uc815\uae30\uc608\uae08 \ub4f1\uc5d0 \ud22c\uc790\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc774\ub2e4.\uc2e4\uc81c\ub85c \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub294 2026\ub144 \ub4e4\uc5b4 \uc2e4\uc9c8 \uae30\uc900 10% \uc99d\uac00\ud588\uc73c\uba70, \uc804\ub144 \ub3d9\uae30\uc640 \ube44\uad50\ud558\uba74 19.2% \uc99d\uac00\ud588\ub2e4. \uc774 \uc218\uce58\uc5d0\ub294 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\uac00 \ud22c\uc790\ud558\uace0 \uc788\ub294 \uc815\uae30\uc608\uae08 \ubd80\ubd84\ub3c4 \ud3ec\ud568\ub41c\ub2e4.\ub2ec\ub7ec \uc608\uae08\uc740 \ub2ec\ub7ec\ud654 \uba85\ubaa9\uae08\uc561 \uae30\uc900\uc73c\ub85c 2026\ub144 \ub4e4\uc5b4 11.5% \uc99d\uac00\ud588\uc73c\uba70, 2025\ub144 8\uc6d4\uacfc \ube44\uad50\ud558\uba74 25.5% \uc99d\uac00\ud588\ub2e4. \ub300\ucd9c2026\ub144 8\uc6d4 \uc804\uccb4 \ub300\ucd9c\uc740 \uacc4\uc808\uc870\uc815 \uae30\uc900\uc73c\ub85c \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 0.4% \uac10\uc18c\ud588\ub2e4.\uc8fc\ub41c \uc6d0\uc778\uc740 \uc2e0\uc6a9\uce74\ub4dc \ub300\ucd9c\uacfc \uac1c\uc778\ub300\ucd9c \ub4f1 \uc18c\ube44\uc790 \ub300\ucd9c\uc774 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.3% \uac10\uc18c\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.\ubc18\uba74 \uae30\uc5c5 \ub300\uc0c1 \ub300\ucd9c\uc740 \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1% \uc99d\uac00\ud588\ub2e4.2026\ub144 \ub4e4\uc5b4 \uc804\uccb4 \ub300\ucd9c\uc740 \uc2e4\uc9c8 \uae30\uc900 3.4% \uac10\uc18c\ud588\ub2e4. \uc18c\ube44\uc790 \ub300\ucd9c\uc740 \uac10\uc18c\ud55c \ubc18\uba74 \uae30\uc5c5\uc5d0 \ub300\ud55c \ub300\ucd9c\uc740 \uc99d\uac00\ud588\ub2e4.\ub2ec\ub7ec\ud654 \ub300\ucd9c \uc794\uc561\uc740 \uc57d 250\uc5b5 \ub2ec\ub7ec \uc218\uc900\uc73c\ub85c, 8\uc6d4 \ud55c \ub2ec \ub3d9\uc548 3.3% \uc99d\uac00\ud588\ub2e4.2026\ub144 \ub4e4\uc5b4\uc11c\ub294 37% \uc99d\uac00\ud588\uc73c\uba70, 2025\ub144 8\uc6d4\uacfc \ube44\uad50\ud558\uba74 44% \uc99d\uac00\ud588\ub2e4. \uc774\ub294 \ub2ec\ub7ec\ud654 \uba85\ubaa9\uae08\uc561 \uae30\uc900\uc774\ub2e4. \uc740\ud589 \ub300\ucd9c\uacfc \uc790\ubcf8\uc2dc\uc7a5\ubbfc\uac04 \ubd80\ubb38\uc5d0 \ub300\ud55c \uc740\ud589 \ub300\ucd9c\uc740 \uc5b4\ub290 \uc815\ub3c4 \uc790\ubcf8\uc2dc\uc7a5\uc744 \ud1b5\ud55c \uc790\uae08\uc870\ub2ec\uacfc \uacbd\uc7c1\ud558\uace0 \uc788\ub2e4.\uc790\ubcf8\uc2dc\uc7a5\uc740 \uc740\ud589\ubcf4\ub2e4 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc774\ub098 \uac1c\uc778\uc758 \ubc94\uc704\uac00 \uc81c\ud55c\uc801\uc774\uc9c0\ub9cc, \uc77c\ubc18\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud558\ub294 \ucc28\uc785\uc790\uc640 \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c \uae08\ub9ac \uc870\uac74\uc774 \ub354 \uc720\ub9ac\ud558\uace0 \ub9cc\uae30 \uc870\uac74\ub3c4 \ub354 \uc88b\uc740 \uacbd\uc6b0\uac00 \uc788\ub2e4.\uc18c\ube44\uc790 \ub300\ucd9c \uac10\uc18c\uc640 \uad00\ub828\ud574\uc11c\ub294, \ud2b9\ud788 \uae09\uc5ec\ub97c \ud574\ub2f9 \uc740\ud589\uc5d0\uc11c \ubc1b\uc9c0 \uc54a\ub294 \uace0\uac1d\ub4e4\uc758 \uc740\ud589 \ub300\ucd9c \uac10\uc18c\uac00 \uc804\uc790\uc9c0\uac11\uc774\ub098 \ud540\ud14c\ud06c \ub4f1 \ub2e4\ub978 \uae08\uc735\uae30\uad00\uc744 \ud1b5\ud55c \ub300\ucd9c \uc99d\uac00\uc640 \uad00\ub828\ub418\uc5b4 \uc788\uc744 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4. \ud575\uc2ec \uc694\uc57d2026\ub144 8\uc6d4 \ud398\uc18c \uc608\uae08: \uc2e4\uc9c8 0.6% \uac10\uc18c2026\ub144 8\uc6d4 \ud398\uc18c \ub300\ucd9c: \uc2e4\uc9c8 0.4% \uac10\uc18c\uac70\ub798\uc131 \ud398\uc18c \uc608\uae08: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.7% \uac10\uc18c\uc815\uae30\uc608\uae08: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 0.1% \uac10\uc18c\uc18c\ube44\uc790 \ub300\ucd9c: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.3% \uac10\uc18c\uae30\uc5c5 \ub300\ucd9c: \uc804\uc6d4 \ub300\ube44 \uc2e4\uc9c8 1.0% \uc99d\uac002026\ub144 \ub4e4\uc5b4 \uac70\ub798\uc131 \uc608\uae08: \uc2e4\uc9c8 11.7% \uac10\uc18c2026\ub144 \ub4e4\uc5b4 \uc804\uccb4 \ub300\ucd9c: \uc2e4\uc9c8 3.4% \uac10\uc18c\ub2ec\ub7ec \uc608\uae08: 2026\ub144 \ub4e4\uc5b4 11.5% \uc99d\uac00, \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 25.5% \uc99d\uac00\ub2ec\ub7ec \ub300\ucd9c: \uc57d 250\uc5b5 \ub2ec\ub7ec, 2026\ub144 \ub4e4\uc5b4 37% \uc99d\uac00, \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 44% \uc99d\uac00\uacb0\uad6d \uc774\ubc88 \ubcf4\uace0\uc11c\uc758 \ud575\uc2ec\uc740 \ud398\uc18c\ud654 \uae08\uc735\uac70\ub798\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \uacc4\uc18d \uc704\ucd95\ub418\uace0 \uc788\ub294 \ubc18\uba74, \ub2ec\ub7ec \uc608\uae08\uacfc \ub2ec\ub7ec \ub300\ucd9c\uc740 \ube60\ub974\uac8c 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