{"id":11760,"date":"2026-03-07T17:18:57","date_gmt":"2026-03-07T20:18:57","guid":{"rendered":"https:\/\/hanin.org.ar\/?p=11760"},"modified":"2026-03-07T17:18:59","modified_gmt":"2026-03-07T20:18:59","slug":"%ea%b2%bd%ec%a0%9c-%ec%86%8c%ec%8b%9d-2-%ec%9d%80%ed%96%89-%ec%97%b0%ec%b2%b4%ec%9c%a8-%eb%b3%80%ed%99%94%ec%97%90-%eb%8c%80%ed%95%9c-%eb%b6%84%ec%84%9d","status":"publish","type":"post","link":"https:\/\/hanin.org.ar\/?p=11760","title":{"rendered":"[\uacbd\uc81c \uc18c\uc2dd 2] \uc740\ud589 \uc5f0\uccb4\uc728 \ubcc0\ud654\uc5d0 \ub300\ud55c \ubd84\uc11d"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"168\" src=\"https:\/\/hanin.org.ar\/wp-content\/uploads\/2026\/03\/download-7.jpg\" alt=\"\" class=\"wp-image-11761\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589 \uc5f0\uccb4\uc728\uc758 \ubcc0\ud654\uc5d0 \ub300\ud55c \ubd84\uc11d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \uc544\ub974\ud5e8\ud2f0\ub098\ub294 \uacbd\uc81c \uad6c\uc870\uac00 \ubcc0\ud654\ud558\ub294 \uacfc\ub3c4\uae30\uc801 \uc0c1\ud669\uc5d0 \ub193\uc5ec \uc788\ub2e4. \ud2b9\ud788 \uc740\ud589\ub4e4\uc740 \uc0ac\uc5c5 \uad6c\uc870\ub97c \uc870\uc815\ud558\uba74\uc11c, \uacf5\uacf5\ubd80\ubb38\ubcf4\ub2e4 \ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c \ube44\uc911\uc744 \uc0c1\ub300\uc801\uc73c\ub85c \ub354 \ub298\ub824\uc654\ub2e4.<br>\ub610\ud55c \uc9c0\ub09c \ud55c \ud574 \ub3d9\uc548 \uc740\ud589\ub4e4\uc740 \ub192\uc740 \ubcc0\ub3d9\uc131\uacfc \ud398\uc18c \uae08\ub9ac \uc0c1\uc2b9\uc5d0 \ub178\ucd9c\ub418\uc5c8\uc73c\uba70, \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ub300\ucd9c \uc5f0\uccb4 \uc99d\uac00\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.<br>\uc55e\uc73c\ub85c \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \uc810\ucc28 \uc548\uc815\ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0\ub9cc, \uc5f0\uccb4 \ubb38\uc81c\ub294 \uc644\uc804\ud788 \ub05d\ub098\uc9c0 \uc54a\uc558\uc744 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70 \ud2b9\ud788 \uae30\uc5c5 \ubd80\ubb38\uc5d0\uc11c \uacc4\uc18d\ub420 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbfc\uac04 \ub300\ucd9c \uc99d\uac00\uc640 \uc5f0\uccb4 \ud655\ub300<br>\uc5f0\uccb4 \uc99d\uac00 \ud604\uc0c1\uc740 \ubbfc\uac04\ubd80\ubb38\uc5d0 \ub300\ud55c \ud398\uc18c \ub300\ucd9c\uc774 \ud06c\uac8c \uc99d\uac00\ud55c \uc0c1\ud669 \uc18d\uc5d0\uc11c \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4.<br>\uc774\ub7ec\ud55c \uc99d\uac00\uc138\ub294 2024\ub144\uacfc 2025\ub144 \ubaa8\ub450\uc5d0\uc11c \ub098\ud0c0\ub0ac\ub2e4.<br>\uc804\uccb4 \ub300\ucd9c\uc758 \uc2e4\uc9c8 \uc5f0\uac04 \uc5f0\uccb4\uc728 \uc99d\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.<br>2024\ub144: 54%<br>\uac00\uacc4: +58%<br>\uae30\uc5c5: +52%<br>2025\ub144: 28%<br>\uac00\uacc4: +35%<br>\uae30\uc5c5: +10%<br>\uc740\ud589\ub4e4\uc774 \ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c\uc744 \ube60\ub974\uac8c \ub298\ub9b4 \uacbd\uc6b0 \uc5f0\uccb4\uc728\uc774 \uc5b4\ub290 \uc815\ub3c4 \uc99d\uac00\ud558\ub294 \uac83\uc740 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ud604\uc0c1\uc774\ub2e4. \ud2b9\ud788 \uae30\uc874\uc5d0 \uc740\ud589 \uc790\uc0b0\uc5d0\uc11c \ud574\ub2f9 \ub300\ucd9c \ube44\uc911\uc774 \ub0ae\uc558\ub358 \uc0c1\ud669\uc774\ub77c\uba74 \ub354\uc6b1 \uadf8\ub807\ub2e4.<br>\uadf8\ub7ec\ub098 \ub2e8 1\ub144 \uc0ac\uc774 \uc5f0\uccb4\uc728\uc774 3\ubc30 \ub610\ub294 4\ubc30 \uc99d\uac00\ud558\ub294 \ud604\uc0c1\uc740 \uc2e4\ubb3c\uacbd\uc81c\uc640 \uae08\uc735\uc2dc\uc7a5\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc5b4\ub824\uc6c0\uc744 \ubc18\uc601\ud558\ub294 \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uae08\ub9ac \uc218\uc900 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uacfc \uc5f0\uacb0\ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uacc4\uc640 \uae30\uc5c5 \uc5f0\uccb4\uc758 \ucc28\uc774<br>\ud398\uc18c \ub300\ucd9c \uae30\uc900\uc73c\ub85c \uc740\ud589 \uc5f0\uccb4\ub97c \ubcf4\uba74 \ucd08\uae30\uc5d0\ub294 \uac00\uacc4 \ubd80\ubb38\uc5d0\uc11c \ub354 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc558\ub2e4.<br>\uac00\uacc4\uc5d0\uc11c\ub294 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \ub300\ucd9c\uc744 \ud1b5\ud574 \uc5f0\uccb4\uac00 \uc99d\uac00\ud588\ub2e4.<br>\uac1c\uc778\ub300\ucd9c<br>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \ubc0f \uce74\ub4dc\ub300\ucd9c<br>\ubc18\uba74 \uae30\uc5c5 \ub300\ucd9c\uc758 \uc5f0\uccb4\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud588\ub2e4.<br>2025\ub144 \uc5f0\uccb4\uc728 \ubcc0\ud654<br>\uc804\uccb4 \uc5f0\uccb4\uc728\uc740 2025\ub144 \ucd08\ubd80\ud130 \uc0c1\uc2b9\ud558\uae30 \uc2dc\uc791\ud588\ub2e4.<br>\ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uae30\uc900\uc73c\ub85c \ubcf4\uba74<br>2024\ub144 12\uc6d4: 1.6%<br>2025\ub144 12\uc6d4: 5.3%<br>\uac19\uc740 \uae30\uac04 \ub3d9\uc548<br>\uac00\uacc4 \ub300\ucd9c<br>2.6% \u2192 9.3%<br>\uae30\uc5c5 \ub300\ucd9c<br>0.7% \u2192 2.5%<br>\uc5f0\uccb4\uc728\uc774 \ub192\uc740 \ub300\ucd9c \uc720\ud615<br>2025\ub144 12\uc6d4 \uae30\uc900 \uac00\uc7a5 \uc5f0\uccb4\uc728\uc774 \ub192\uc740 \ub300\ucd9c\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.<br>\uac1c\uc778\ub300\ucd9c<br>\uc5f0\uccb4\uc728: 11.9%<br>\ubbfc\uac04 \ud398\uc18c \ub300\ucd9c \uc804\uccb4\uc758 21% \ube44\uc911<br>\uc2e0\uc6a9\uce74\ub4dc \ub300\ucd9c<br>\uc5f0\uccb4\uc728: 8.6%<br>\uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 25% \ube44\uc911<br>\uae30\uc5c5 \ubd80\ubb38\uc5d0\uc11c\ub294, \ub2f9\uc88c\ub300\ucd9c\uc774 \uc804\uccb4 \uae30\uc5c5 \ub300\ucd9c\uc758 9% \ube44\uc911\uc744 \ucc28\uc9c0\ud588\ub2e4.<br>\uc5f0\uccb4\uc728\uc740 4.9%\uc600\ub2e4.<br>\uae08\uc735\uad8c \ubc16\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00\ud588\uace0, \uc740\ud589 \uc2dc\uc2a4\ud15c \uc678\ubd80\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00 \ud604\uc0c1\uc774 \ub098\ud0c0\ub098\uace0 \uc788\ub2e4.<br>\uc608\ub97c \ub4e4\uc5b4, \uac00\uc804\uc81c\ud488 \ud310\ub9e4 \uccb4\uc778\uc758 \ud560\ubd80 \uae08\uc735<br>\uc2e0\uc6a9\uce74\ub4dc \ub9e4\ucd9c\uc744 \uae30\ucd08\ub85c \ubc1c\ud589\ub41c \uc790\uc0b0\uc720\ub3d9\ud654 \ucc44\uad8c\uc758 \uc601\uc5ed\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00\uac00 \ud655\uc778\ub418\uc9c0\ub9cc \uad6c\uccb4\uc801\uc778 \ud1b5\uacc4 \ub370\uc774\ud130\ub294 \uc544\uc9c1 \ucda9\ubd84\ud558\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\ub9ac\uc640 \uc784\uae08\uc758 \ubcc0\ud654<br>\uc5f0\uccb4 \uc99d\uac00\uc758 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\ub294 2025\ub144 3\ubd84\uae30\uc5d0 \ub098\ud0c0\ub09c \uae08\ub9ac \uc0c1\uc2b9\uc774\ub2e4.<br>\ud3c9\uade0 \uae08\ub9ac\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.<br>TAMAR (\uace0\uc561 \uc608\uae08) \uae08\ub9ac: \uc6d4 3.8%<br>\ub2f9\uc88c\ub300\ucd9c \uae08\ub9ac: \uc6d4 5%<br>\uac1c\uc778\ub300\ucd9c \uae08\ub9ac: \uc6d4 6.3%<br>\uac19\uc740 \uae30\uac04 \ud3c9\uade0 \uc6d4 \uc778\ud50c\ub808\uc774\uc158\uc740 1.9%\uc600\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uacc4 \uc5f0\uccb4 \uc99d\uac00\uc758 \ub610 \ub2e4\ub978 \uc6d0\uc778<br>\uac00\uacc4 \uc5f0\uccb4 \uc99d\uac00\uc758 \ub610 \ub2e4\ub978 \uc774\uc720\ub294, \uc18c\ub4dd \ub300\ube44 \uc0c1\ud658\uc561 \ube44\uc728 \uc99d\uac00\uc774\ub2e4.<br>\uc778\ud50c\ub808\uc774\uc158\uc774 \ub0ae\uc544\uc9c0\uba74\uc11c \ub2e4\uc74c \ud604\uc0c1\uc774 \ubc1c\uc0dd\ud588\ub2e4.<br>\uace0\uc815\uae08\ub9ac \ub300\ucd9c \uc0c1\ud658\uc561\uc758 \uc2e4\uc9c8 \ubd80\ub2f4 \uac10\uc18c \ud6a8\uacfc\uac00 \uc904\uc5b4\ub4e4\uc5c8\ub2e4.<br>\uadf8 \uacb0\uacfc \uc2e4\uc9c8 \uc784\uae08\uc774 \uc77c\uc815\ud558\ub354\ub77c\ub3c4 \ub300\ucd9c\uc790\uc758 \uac00\ucc98\ubd84 \uc790\uae08\uc740 \uac10\uc18c\ud55c\ub2e4.<br>\ub300\ucd9c\uc744 \ubc1b\uc744 \ub2f9\uc2dc\uc5d0\ub294 \ub354 \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc608\uc0c1\ud588\uae30 \ub54c\ubb38\uc5d0, \uc2e4\uc81c \uc0c1\ud669\uc5d0\uc11c\ub294 \uc608\uc0c1\ubcf4\ub2e4 \uc5ec\uc720 \uc790\uae08\uc774 \uc904\uc5b4\ub4dc\ub294 \uacb0\uacfc\uac00 \ubc1c\uc0dd\ud55c\ub2e4.<br>\uc774\ub7ec\ud55c \ud6a8\uacfc\ub294 \uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\uc774 \uc77c\ubd80 \uc644\ud654\ud588\uc5b4\uc57c \ud558\uc9c0\ub9cc \ucda9\ubd84\ud558\uc9c0 \uc54a\uc558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc784\uae08\uacfc \uae08\ub9ac\uc758 \uad00\uacc4<br>\ubbfc\uac04 \uacf5\uc2dd\ubd80\ubb38 \uc784\uae08\uc9c0\uc218\uc640 \uac1c\uc778\ub300\ucd9c \uc2e4\uc9c8\uae08\ub9ac\ub97c \ube44\uad50\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \ud750\ub984\uc774 \ub098\ud0c0\ub09c\ub2e4.<br>2023\ub144 12\uc6d4 ~ 2024\ub144 5\uc6d4<br>\uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\ub960\uc774 \uc2e4\uc9c8 \uae08\ub9ac\ubcf4\ub2e4 \ub192\uc558\ub2e4.<br>\uadf8\ub7ec\ub098 2024\ub144 7\uc6d4 \uc774\ud6c4 \uc2e4\uc9c8 \uae08\ub9ac\uac00 \uc591(+)\uc758 \uc218\uc900\uc73c\ub85c \uc804\ud658\ud588\uace0, \uc774\ud6c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\ub960\uc744 \uc0c1\ud68c\ud588\ub2e4.<br>\uc774\ub85c \uc778\ud574 \uc774\uc790 \ub204\uc801 \ubd80\ub2f4 \ucc28\uc774\uac00 \ud06c\uac8c \ud655\ub300\ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uc6a9 \uc0c1\ud669\uc758 \uc601\ud5a5<br>\uacbd\uc81c \ud65c\ub3d9\uc740, 2023\ub144 12\uc6d4 ~ 2025\ub144 12\uc6d4 \uc0ac\uc774 11.9% \uc131\uc7a5\ud588\uc9c0\ub9cc \uac19\uc740 \uae30\uac04 \ubbfc\uac04 \uc815\uaddc\uc9c1 \uace0\uc6a9\uc740 2.9% \uac10\uc18c\ud588\ub2e4.<br>\uc774\ub294 \uc57d 17\ub9cc \uba85 \uac10\uc18c\uc5d0 \ud574\ub2f9\ud55c\ub2e4.<br>\uc774\ub7ec\ud55c \uace0\uc6a9 \uac10\uc18c\ub3c4 \uc740\ud589 \uc5f0\uccb4 \uc99d\uac00\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.<br>\ub2e4\ub9cc \uc0b0\uc5c5\ubcc4 \uc0c1\ud669\uc740 \uc11c\ub85c \ub2e4\ub974\ub2e4.<br>\uc608\ub97c \ub4e4\uc5b4 \uac74\uc124\uc5c5: -6.4%, \uae08\uc735\uc911\uac1c\uc5c5: +32.6%\ub97c \uac01\uac01 \uae30\ub85d\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\uc11d<br>\ud574\ub2f9 \uae08\ub9ac\ub294 \ud574\ub2f9 \uc6d4 \ub9d0 \uae30\uc900 \ud55c\uacc4\uae08\ub9ac\ub97c \uc758\ubbf8\ud55c\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc740\ud589 \uc5f0\uccb4\uc728\uc758 \ubcc0\ud654\uc5d0 \ub300\ud55c \ubd84\uc11d \ud604\uc7ac \uc544\ub974\ud5e8\ud2f0\ub098\ub294 \uacbd\uc81c \uad6c\uc870\uac00 \ubcc0\ud654\ud558\ub294 \uacfc\ub3c4\uae30\uc801 \uc0c1\ud669\uc5d0 \ub193\uc5ec \uc788\ub2e4. \ud2b9\ud788 \uc740\ud589\ub4e4\uc740 \uc0ac\uc5c5 \uad6c\uc870\ub97c \uc870\uc815\ud558\uba74\uc11c, \uacf5\uacf5\ubd80\ubb38\ubcf4\ub2e4 \ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c \ube44\uc911\uc744 \uc0c1\ub300\uc801\uc73c\ub85c \ub354 \ub298\ub824\uc654\ub2e4.\ub610\ud55c \uc9c0\ub09c \ud55c \ud574 \ub3d9\uc548 \uc740\ud589\ub4e4\uc740 \ub192\uc740 \ubcc0\ub3d9\uc131\uacfc \ud398\uc18c \uae08\ub9ac \uc0c1\uc2b9\uc5d0 \ub178\ucd9c\ub418\uc5c8\uc73c\uba70, \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ub300\ucd9c \uc5f0\uccb4 \uc99d\uac00\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.\uc55e\uc73c\ub85c \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \uc810\ucc28 \uc548\uc815\ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0\ub9cc, \uc5f0\uccb4 \ubb38\uc81c\ub294 \uc644\uc804\ud788 \ub05d\ub098\uc9c0 \uc54a\uc558\uc744 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70 \ud2b9\ud788 \uae30\uc5c5 \ubd80\ubb38\uc5d0\uc11c \uacc4\uc18d\ub420 \uc218 \uc788\ub2e4. \ubbfc\uac04 \ub300\ucd9c \uc99d\uac00\uc640 \uc5f0\uccb4 \ud655\ub300\uc5f0\uccb4 \uc99d\uac00 \ud604\uc0c1\uc740 \ubbfc\uac04\ubd80\ubb38\uc5d0 \ub300\ud55c \ud398\uc18c \ub300\ucd9c\uc774 \ud06c\uac8c \uc99d\uac00\ud55c \uc0c1\ud669 \uc18d\uc5d0\uc11c \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4.\uc774\ub7ec\ud55c \uc99d\uac00\uc138\ub294 2024\ub144\uacfc 2025\ub144 \ubaa8\ub450\uc5d0\uc11c \ub098\ud0c0\ub0ac\ub2e4.\uc804\uccb4 \ub300\ucd9c\uc758 \uc2e4\uc9c8 \uc5f0\uac04 \uc5f0\uccb4\uc728 \uc99d\uac00\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.2024\ub144: 54%\uac00\uacc4: +58%\uae30\uc5c5: +52%2025\ub144: 28%\uac00\uacc4: +35%\uae30\uc5c5: +10%\uc740\ud589\ub4e4\uc774 \ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c\uc744 \ube60\ub974\uac8c \ub298\ub9b4 \uacbd\uc6b0 \uc5f0\uccb4\uc728\uc774 \uc5b4\ub290 \uc815\ub3c4 \uc99d\uac00\ud558\ub294 \uac83\uc740 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ud604\uc0c1\uc774\ub2e4. \ud2b9\ud788 \uae30\uc874\uc5d0 \uc740\ud589 \uc790\uc0b0\uc5d0\uc11c \ud574\ub2f9 \ub300\ucd9c \ube44\uc911\uc774 \ub0ae\uc558\ub358 \uc0c1\ud669\uc774\ub77c\uba74 \ub354\uc6b1 \uadf8\ub807\ub2e4.\uadf8\ub7ec\ub098 \ub2e8 1\ub144 \uc0ac\uc774 \uc5f0\uccb4\uc728\uc774 3\ubc30 \ub610\ub294 4\ubc30 \uc99d\uac00\ud558\ub294 \ud604\uc0c1\uc740 \uc2e4\ubb3c\uacbd\uc81c\uc640 \uae08\uc735\uc2dc\uc7a5\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc5b4\ub824\uc6c0\uc744 \ubc18\uc601\ud558\ub294 \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uae08\ub9ac \uc218\uc900 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uacfc \uc5f0\uacb0\ub41c\ub2e4. \uac00\uacc4\uc640 \uae30\uc5c5 \uc5f0\uccb4\uc758 \ucc28\uc774\ud398\uc18c \ub300\ucd9c \uae30\uc900\uc73c\ub85c \uc740\ud589 \uc5f0\uccb4\ub97c \ubcf4\uba74 \ucd08\uae30\uc5d0\ub294 \uac00\uacc4 \ubd80\ubb38\uc5d0\uc11c \ub354 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc558\ub2e4.\uac00\uacc4\uc5d0\uc11c\ub294 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \ub300\ucd9c\uc744 \ud1b5\ud574 \uc5f0\uccb4\uac00 \uc99d\uac00\ud588\ub2e4.\uac1c\uc778\ub300\ucd9c\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \ubc0f \uce74\ub4dc\ub300\ucd9c\ubc18\uba74 \uae30\uc5c5 \ub300\ucd9c\uc758 \uc5f0\uccb4\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud588\ub2e4.2025\ub144 \uc5f0\uccb4\uc728 \ubcc0\ud654\uc804\uccb4 \uc5f0\uccb4\uc728\uc740 2025\ub144 \ucd08\ubd80\ud130 \uc0c1\uc2b9\ud558\uae30 \uc2dc\uc791\ud588\ub2e4.\ubbfc\uac04\ubd80\ubb38 \ub300\ucd9c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uae30\uc900\uc73c\ub85c \ubcf4\uba742024\ub144 12\uc6d4: 1.6%2025\ub144 12\uc6d4: 5.3%\uac19\uc740 \uae30\uac04 \ub3d9\uc548\uac00\uacc4 \ub300\ucd9c2.6% \u2192 9.3%\uae30\uc5c5 \ub300\ucd9c0.7% \u2192 2.5%\uc5f0\uccb4\uc728\uc774 \ub192\uc740 \ub300\ucd9c \uc720\ud6152025\ub144 12\uc6d4 \uae30\uc900 \uac00\uc7a5 \uc5f0\uccb4\uc728\uc774 \ub192\uc740 \ub300\ucd9c\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4.\uac1c\uc778\ub300\ucd9c\uc5f0\uccb4\uc728: 11.9%\ubbfc\uac04 \ud398\uc18c \ub300\ucd9c \uc804\uccb4\uc758 21% \ube44\uc911\uc2e0\uc6a9\uce74\ub4dc \ub300\ucd9c\uc5f0\uccb4\uc728: 8.6%\uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 25% \ube44\uc911\uae30\uc5c5 \ubd80\ubb38\uc5d0\uc11c\ub294, \ub2f9\uc88c\ub300\ucd9c\uc774 \uc804\uccb4 \uae30\uc5c5 \ub300\ucd9c\uc758 9% \ube44\uc911\uc744 \ucc28\uc9c0\ud588\ub2e4.\uc5f0\uccb4\uc728\uc740 4.9%\uc600\ub2e4.\uae08\uc735\uad8c \ubc16\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00\ud588\uace0, \uc740\ud589 \uc2dc\uc2a4\ud15c \uc678\ubd80\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00 \ud604\uc0c1\uc774 \ub098\ud0c0\ub098\uace0 \uc788\ub2e4.\uc608\ub97c \ub4e4\uc5b4, \uac00\uc804\uc81c\ud488 \ud310\ub9e4 \uccb4\uc778\uc758 \ud560\ubd80 \uae08\uc735\uc2e0\uc6a9\uce74\ub4dc \ub9e4\ucd9c\uc744 \uae30\ucd08\ub85c \ubc1c\ud589\ub41c \uc790\uc0b0\uc720\ub3d9\ud654 \ucc44\uad8c\uc758 \uc601\uc5ed\uc5d0\uc11c\ub3c4 \uc5f0\uccb4 \uc99d\uac00\uac00 \ud655\uc778\ub418\uc9c0\ub9cc \uad6c\uccb4\uc801\uc778 \ud1b5\uacc4 \ub370\uc774\ud130\ub294 \uc544\uc9c1 \ucda9\ubd84\ud558\uc9c0 \uc54a\ub2e4. \uae08\ub9ac\uc640 \uc784\uae08\uc758 \ubcc0\ud654\uc5f0\uccb4 \uc99d\uac00\uc758 \uc8fc\uc694 \uc694\uc778 \uc911 \ud558\ub098\ub294 2025\ub144 3\ubd84\uae30\uc5d0 \ub098\ud0c0\ub09c \uae08\ub9ac \uc0c1\uc2b9\uc774\ub2e4.\ud3c9\uade0 \uae08\ub9ac\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4.TAMAR (\uace0\uc561 \uc608\uae08) \uae08\ub9ac: \uc6d4 3.8%\ub2f9\uc88c\ub300\ucd9c \uae08\ub9ac: \uc6d4 5%\uac1c\uc778\ub300\ucd9c \uae08\ub9ac: \uc6d4 6.3%\uac19\uc740 \uae30\uac04 \ud3c9\uade0 \uc6d4 \uc778\ud50c\ub808\uc774\uc158\uc740 1.9%\uc600\ub2e4. \uac00\uacc4 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\ubc1c\uc0dd\ud55c\ub2e4.\uc774\ub7ec\ud55c \ud6a8\uacfc\ub294 \uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\uc774 \uc77c\ubd80 \uc644\ud654\ud588\uc5b4\uc57c \ud558\uc9c0\ub9cc \ucda9\ubd84\ud558\uc9c0 \uc54a\uc558\ub2e4. \uc784\uae08\uacfc \uae08\ub9ac\uc758 \uad00\uacc4\ubbfc\uac04 \uacf5\uc2dd\ubd80\ubb38 \uc784\uae08\uc9c0\uc218\uc640 \uac1c\uc778\ub300\ucd9c \uc2e4\uc9c8\uae08\ub9ac\ub97c \ube44\uad50\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \ud750\ub984\uc774 \ub098\ud0c0\ub09c\ub2e4.2023\ub144 12\uc6d4 ~ 2024\ub144 5\uc6d4\uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\ub960\uc774 \uc2e4\uc9c8 \uae08\ub9ac\ubcf4\ub2e4 \ub192\uc558\ub2e4.\uadf8\ub7ec\ub098 2024\ub144 7\uc6d4 \uc774\ud6c4 \uc2e4\uc9c8 \uae08\ub9ac\uac00 \uc591(+)\uc758 \uc218\uc900\uc73c\ub85c \uc804\ud658\ud588\uace0, \uc774\ud6c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uc2e4\uc9c8 \uc784\uae08 \uc0c1\uc2b9\ub960\uc744 \uc0c1\ud68c\ud588\ub2e4.\uc774\ub85c \uc778\ud574 \uc774\uc790 \ub204\uc801 \ubd80\ub2f4 \ucc28\uc774\uac00 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