{"id":11499,"date":"2026-02-18T09:02:32","date_gmt":"2026-02-18T12:02:32","guid":{"rendered":"https:\/\/hanin.org.ar\/?p=11499"},"modified":"2026-02-18T09:02:34","modified_gmt":"2026-02-18T12:02:34","slug":"%ea%b2%bd%ec%a0%9c-%ec%86%8c%ec%8b%9d-%eb%85%b8%eb%8f%99%ea%b0%9c%ed%98%81%ea%b3%bc-%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85","status":"publish","type":"post","link":"https:\/\/hanin.org.ar\/?p=11499","title":{"rendered":"[\uacbd\uc81c \uc18c\uc2dd] \ub178\ub3d9\uac1c\ud601\uacfc \uc911\uc18c\uae30\uc5c5"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"273\" height=\"174\" src=\"https:\/\/hanin.org.ar\/wp-content\/uploads\/2026\/02\/download-4.webp\" alt=\"\" class=\"wp-image-11500\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ub178\ub3d9\uac1c\ud601\uacfc \uc911\uc18c\uae30\uc5c5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub178\ub3d9\uac1c\ud601 \ubc95\uc740 \uc218\ub144 \ub3d9\uc548 \ud55c\uacc4 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\ub358 \uc218\ucc9c \uac1c\uc758 \uc911\uc18c\uae30\uc5c5(pymes)\uc744 \uc0dd\uac01\ud574 \ubcf4\uba74 \uc758\ubbf8\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc644\uc804\ud788 \uace0\ub9bd\ub41c \uc0c1\ud0dc\uc5d0\uc11c, \uadf8\ub9ac\uace0 \uc0ac\ud68c\uc758 \uad00\uc2ec\uc774\ub098 \uac00\uc2dc\uc131 \uc5c6\uc774 \uadf8 \uc0c1\ud669\uc744 \uacac\ub38c\uc57c \ud588\uc2b5\ub2c8\ub2e4.<br>\uc9c1\uc6d0 20\uba85, 30\uba85, 40\uba85 \uaddc\ubaa8\uc758 \uc791\uc740 \uae30\uc5c5\ub4e4\uc774 \uc5b4\ub290 \ub0a0 \uac11\uc790\uae30 \uc874\uc7ac\ud558\uc9c0\ub3c4 \uc54a\ub294 \uc9c8\ubcd1\uc744 \uc774\uc720\ub85c \uc0ac\uc2e4\uc0c1 \ubb34\uae30\ud55c \ubcd1\uac00\ub97c \ub0b8 \uc9c1\uc6d0 \ub450\uc138 \uba85\uc744 \ub5a0\uc548\uac8c \ub418\ub294 \uc77c\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8 \ubcd1\uac00\ub294 \ud5c8\uc704 \uc9c4\ub2e8\uc11c\ub85c \ub4b7\ubc1b\uce68\ub418\uc5c8\uace0, \uae30\uc5c5 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc774\ub97c \uc2e4\uc81c\ub85c \ud1b5\uc81c\ud558\uac70\ub098 \ud574\uacb0\ud560 \ubc29\ubc95\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uacbd\uc6b0 \uacb0\uadfc\uc728\uc740 10%, 12%, \uc2ec\uc9c0\uc5b4 17%\uc5d0\uae4c\uc9c0 \uc774\ub974\ub800\uace0, \uc774\ub294 \uc911\uc18c\uae30\uc5c5\uc774 \uac10\ub2f9\ud558\uae30\uc5d0\ub294 \ubd88\uac00\ub2a5\ud55c \uc218\uc900\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<br>\uc5ec\uae30\uc5d0 \ub178\uc870 \ub300\ud45c, \ub300\ub9ac \ub300\ud45c, \ub178\uc870 \uad00\ub828 \ud734\uac00\uae4c\uc9c0 \ub354\ud574\uc9c0\uba74, \uc791\uc740 \uc870\uc9c1\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud55c \ube44\uc728\uc758 \uc778\ub825\uc774 \uc0dd\uc0b0\uc5d0\uc11c \ube60\uc9c0\ub294 \uacb0\uacfc\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br>\ub610\ud55c \ub9c9\ub300\ud55c \uae08\uc561\uc758 \ub178\ub3d9 \uc18c\uc1a1 \ubb38\uc81c\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc774 2\uc5b5, 3\uc5b5, 5\uc5b5 \ud398\uc18c\uc5d0 \ub2ec\ud558\ub294 \uc18c\uc1a1\uc744 \ub2f9\ud588\uace0, \ubc8c\uae08\uacfc \uc798\ubabb \uacc4\uc0b0\ub41c \uc870\uc815\uae08, \ubcf5\ub9ac\uc774\uc790\uae4c\uc9c0 \ub354\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uc18c\uc1a1 \ub54c\ubb38\uc5d0 \uae30\uacc4\ub97c \ud314\uac70\ub098 \uc544\uc608 \ubb38\uc744 \ub2eb\uc544\uc57c \ud588\uc2b5\ub2c8\ub2e4. \uc774 \ubaa8\ub4e0 \uc77c\uc740 \uadfc\ub85c\uc790 600\ub9cc \uba85 \uaddc\ubaa8\uc758 \uace0\uc6a9 \uc2dc\uc7a5\uc5d0\uc11c 60\ub9cc \uac74\uc774 \ub118\ub294 \ub178\ub3d9 \uc18c\uc1a1\uc774 \ubc1c\uc0dd\ud55c \uc81c\ub3c4 \uc18d\uc5d0\uc11c \uc77c\uc5b4\ub09c \uc77c\uc785\ub2c8\ub2e4. \uc774\ub294 \uc57d 10%\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<br>\uc774\ucc98\ub7fc \uc804\ub840 \uc5c6\ub294 \uc18c\uc1a1 \uc218\uc900\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uce60\ub808\uc5d0\uc11c\ub294 \ub178\ub3d9\uc790 1\ub9cc \uba85\ub2f9 6\uac74, \uc2a4\ud398\uc778\uc5d0\uc11c\ub294 10\uac74\uc774\uc5c8\uc9c0\ub9cc, \uc544\ub974\ud5e8\ud2f0\ub098\uc5d0\uc11c\ub294 114\uac74\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\ub3c4\ud55c \ubd80\ub2f4\uc740 \uc0b0\uc7ac\ubcf4\ud5d8(ART) \ube44\uc6a9\uc5d0\ub3c4 \ubc18\uc601\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc138\uacc4\uc801\uc73c\ub85c\ub294 \uadfc\ub85c\uc790\ub2f9 \ube44\uc6a9\uc774 \uc57d 2% \uc218\uc900\uc774\uc9c0\ub9cc, \uc544\ub974\ud5e8\ud2f0\ub098\uc5d0\uc11c\ub294 10%\uae4c\uc9c0 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc218\ub144 \ub3d9\uc548 \uc544\ubb34\ub3c4 \uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<br>\uadf8 \uacb0\uacfc\ub294 \ubd84\uba85\ud588\uc2b5\ub2c8\ub2e4. 15\ub144 \uc774\uc0c1 \ubbfc\uac04 \ubd80\ubb38\uc5d0\uc11c \uace0\uc6a9\uc774 \ub298\uc5b4\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. 15\ub144 \ub3d9\uc548 \uace0\uc6a9\uc774 \ub298\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc740 \ub354 \ub9ce\uc740 \ube48\uace4, \ub354 \uc801\uc740 \uae30\uc5c5, \uadf8\ub9ac\uace0 \uc0dd\uc0b0\uc758 \ubbf8\ub798\uac00 \ubcf4\uc774\uc9c0 \uc54a\ub294 \uad6d\uac00\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<br>\uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uc9c0\uc18d\uc801\uc778 \uc555\ubc15\uacfc \uc228\uaca8\uc9c4 \ube44\uc6a9, \uadf8\ub9ac\uace0 \ubd88\ud655\uc2e4\uc131\uc5d0 \uc2dc\ub2ec\ub9ac\ub294 \ub3d9\uc548 \uc774 \ubb38\uc81c\ub294 \ub208\uc5d0 \uc798 \ub4dc\ub7ec\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uc77c\ubd80 \uadf9\ub2e8\uc801\uc778 \uc0ac\ub840\uac00 \uc774 \ubc95\uc744 \ube44\ud310\ud558\ub294 \uadfc\uac70\ub85c \uc81c\uc2dc\ub418\uc9c0\ub9cc, \uc218\ub144 \ub3d9\uc548 \uc218\ucc9c \uac1c \uae30\uc5c5\uc5d0\uac8c \uadf9\ub2e8\uc801\uc778 \uc0c1\ud669\uc774 \uc77c\uc0c1\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<br>\ud604\uc2e4\uc740 \ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uacf5\ud3ec \uc18d\uc5d0\uc11c \uc0b4\uc544\uc654\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub178\uc870 \uac08\ub4f1\uc774 \ubc1c\uc0dd\ud558\uac70\ub098, \uacf5\uc7a5 \uc810\uac70, \ubd09\uc1c4, \ub610\ub294 \uacfc\ub3c4\ud55c \uc694\uad6c\uac00 \uc81c\uae30\ub418\ub354\ub77c\ub3c4 \uc790\uc2e0\ub4e4\uc744 \ubcf4\ud638\ud574 \uc904 \uc0ac\ub78c\uc774 \uc5c6\ub2e4\ub294 \ub450\ub824\uc6c0\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c1\ud669\uc758 \uade0\ud615\uc744 \uc7a1\uc544 \uc904 \uad8c\uc704 \uc788\ub294 \uae30\uad00\uc774 \uc5c6\ub2e4\uace0 \ub290\uaf08\uace0, \uc624\ud788\ub824 \ub9ce\uc740 \uacbd\uc6b0 \uc774\ub7ec\ud55c \ub0a8\uc6a9\uc774 \ubb35\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4\ub3c4, \uc5b4\ub5a4 \ud574\uace0\ub77c\ub3c4 \uac10\ub2f9\ud560 \uc218 \uc5c6\ub294 \uae08\uc561\uc758 \uc18c\uc1a1\uc73c\ub85c \uc774\uc5b4\uc838 \ud68c\uc0ac\ub97c \ud30c\uc0b0\uc2dc\ud0ac \uc218 \uc788\ub2e4\ub294 \uc9c0\uc18d\uc801\uc778 \ub450\ub824\uc6c0\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<br>\uc218\ub144 \ub3d9\uc548 \uc2e4\uc81c\ub85c \ubc8c\uc5b4\uc9c4 \uc77c\uc740 \uc774\uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc218\ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uc0ac\ub78c\uc744 \ucc44\uc6a9\ud558\uae30\ub97c \uaebc\ub838\uace0, \uace0\uc6a9\uc774 \uac00\uc838\uc624\ub294 \ub9c9\ub300\ud55c \uc704\ud5d8\uc744 \uac10\uc218\ud558\ub824 \ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc131\uc7a5\uc744 \uc6d0\ud558\uc9c0 \uc54a\uc544\uc11c\uac00 \uc544\ub2c8\ub77c, \uace0\uc6a9 \uc790\uccb4\uac00 \uc9c0\uc18d\uc801\uc778 \uac08\ub4f1\uacfc \uc18c\uc1a1, \ubd88\ud655\uc2e4\uc131\uc758 \uc6d0\ucc9c\uc774 \ub418\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uac00\uc871 \uae30\uc5c5\ub4e4\uc774 \uac70\uc561\uc758 \uc18c\uc1a1\uc73c\ub85c \uc778\ud574 \ubd88\uc548\uacfc \ubd80\ucc44\uc5d0 \uc2dc\ub2ec\ub9ac\uace0, \uae30\uacc4\ub97c \ud314\uace0, \uc2ec\uc9c0\uc5b4 \uacbd\uc601\uc790\uc758 \uac74\uac15 \ubb38\uc81c\uae4c\uc9c0 \uacaa\ub294 \uc77c\uc774 \ubc18\ubcf5\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br>\uadf8\ub798\uc11c \uc774 \ubc95\uc740 \uadfc\ubcf8\uc801\uc778 \ud55c \uac00\uc9c0\ub97c \uc81c\uacf5\ud558\ub824\ub294 \uac83\uc785\ub2c8\ub2e4. \ubc14\ub85c \uc608\uce21 \uac00\ub2a5\uc131\uc785\ub2c8\ub2e4. \uae30\uc5c5\uac00\uac00 \uc9c1\uc6d0\uc744 \uace0\uc6a9\ud560 \ub54c \uaddc\uce59\uc774 \uba85\ud655\ud558\uace0, \ube44\uc6a9\uacfc \uc18c\uc1a1, \ubcf4\uc0c1\uae08\uc5d0 \uc77c\uc815\ud55c \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc608\uce21 \uac00\ub2a5\uc131\uc774\uc57c\ub9d0\ub85c \ub2e4\uc2dc \ud22c\uc790\ud558\uace0 \uc131\uc7a5\ud558\uba70 \uace0\uc6a9\uc744 \ucc3d\ucd9c\ud558\ub294 \uae30\ubc18\uc774 \ub429\ub2c8\ub2e4. \uc704\ud5d8\uc774 \ubb34\ud55c\ud558\uc9c0 \uc54a\uac8c \ub420 \ub54c, \ucc44\uc6a9 \uacb0\uc815\uc740 \ub2e4\uc2dc \uac00\ub2a5\ud574\uc9d1\ub2c8\ub2e4.<br>\uc774 \ubc95\uc740 \ubaa8\ub4e0 \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0b4\uc544\ub0a8\uc740 \uae30\uc5c5\ub4e4, \ubb38\uc744 \ub2eb\uc740 \uae30\uc5c5\ub4e4, \uadf8\ub9ac\uace0 \uadf8 \uacfc\uc815\uc5d0\uc11c \uc0ac\ub77c\uc9c4 \uae30\uc5c5\ub4e4 \ubaa8\ub450\ub97c \uc704\ud55c \uac83\uc785\ub2c8\ub2e4. \uc544\ub974\ud5e8\ud2f0\ub098\uc758 \uae30\uc5c5\uac00\ub4e4\uc774 \ub2e4\uc2dc \ubbff\uace0, \uc0dd\uc0b0\ud558\uace0, \uacf5\uc2dd\uc801\uc778 \uace0\uc6a9\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \uac83\uc785\ub2c8\ub2e4.<br>\uc9c0\uae08 \uc6b0\ub9ac\ub294 \ubd84\uba85 \uc5b4\ub824\uc6b4 \uc2dc\uae30\ub97c \uc9c0\ub098\uace0 \uc788\uc9c0\ub9cc, \uc774 \uc0c8\ub85c\uc6b4 \ub178\ub3d9 \uc81c\ub3c4\ub294 \uc218\ub144\uac04\uc758 \ubb34\uc9c8\uc11c, \uae30\ub85d\uc801\uc778 \uc18c\uc1a1 \uc99d\uac00, \uadf8\ub9ac\uace0 \uace0\uc6a9\uc744 \ud30c\uad34\ud574 \uc628 \u2018\uc18c\uc1a1 \uc0b0\uc5c5\u2019\uc744 \ub05d\ub0b4\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \ubaa9\uc801\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4. \uc544\ub974\ud5e8\ud2f0\ub098\uc5d0\uc11c \uc608\uce21 \uac00\ub2a5\uc131, \uc0dd\uc0b0\uc131, \uadf8\ub9ac\uace0 \ubbfc\uac04 \uace0\uc6a9\uc744 \ud68c\ubcf5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub178\ub3d9\uac1c\ud601\uacfc \uc911\uc18c\uae30\uc5c5 \ub178\ub3d9\uac1c\ud601 \ubc95\uc740 \uc218\ub144 \ub3d9\uc548 \ud55c\uacc4 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\ub358 \uc218\ucc9c \uac1c\uc758 \uc911\uc18c\uae30\uc5c5(pymes)\uc744 \uc0dd\uac01\ud574 \ubcf4\uba74 \uc758\ubbf8\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc644\uc804\ud788 \uace0\ub9bd\ub41c \uc0c1\ud0dc\uc5d0\uc11c, \uadf8\ub9ac\uace0 \uc0ac\ud68c\uc758 \uad00\uc2ec\uc774\ub098 \uac00\uc2dc\uc131 \uc5c6\uc774 \uadf8 \uc0c1\ud669\uc744 \uacac\ub38c\uc57c \ud588\uc2b5\ub2c8\ub2e4.\uc9c1\uc6d0 20\uba85, 30\uba85, 40\uba85 \uaddc\ubaa8\uc758 \uc791\uc740 \uae30\uc5c5\ub4e4\uc774 \uc5b4\ub290 \ub0a0 \uac11\uc790\uae30 \uc874\uc7ac\ud558\uc9c0\ub3c4 \uc54a\ub294 \uc9c8\ubcd1\uc744 \uc774\uc720\ub85c \uc0ac\uc2e4\uc0c1 \ubb34\uae30\ud55c \ubcd1\uac00\ub97c \ub0b8 \uc9c1\uc6d0 \ub450\uc138 \uba85\uc744 \ub5a0\uc548\uac8c \ub418\ub294 \uc77c\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8 \ubcd1\uac00\ub294 \ud5c8\uc704 \uc9c4\ub2e8\uc11c\ub85c \ub4b7\ubc1b\uce68\ub418\uc5c8\uace0, \uae30\uc5c5 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc774\ub97c \uc2e4\uc81c\ub85c \ud1b5\uc81c\ud558\uac70\ub098 \ud574\uacb0\ud560 \ubc29\ubc95\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uacbd\uc6b0 \uacb0\uadfc\uc728\uc740 10%, 12%, \uc2ec\uc9c0\uc5b4 17%\uc5d0\uae4c\uc9c0 \uc774\ub974\ub800\uace0, \uc774\ub294 \uc911\uc18c\uae30\uc5c5\uc774 \uac10\ub2f9\ud558\uae30\uc5d0\ub294 \ubd88\uac00\ub2a5\ud55c \uc218\uc900\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\uc5ec\uae30\uc5d0 \ub178\uc870 \ub300\ud45c, \ub300\ub9ac \ub300\ud45c, \ub178\uc870 \uad00\ub828 \ud734\uac00\uae4c\uc9c0 \ub354\ud574\uc9c0\uba74, \uc791\uc740 \uc870\uc9c1\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud55c \ube44\uc728\uc758 \uc778\ub825\uc774 \uc0dd\uc0b0\uc5d0\uc11c \ube60\uc9c0\ub294 \uacb0\uacfc\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\ub610\ud55c \ub9c9\ub300\ud55c \uae08\uc561\uc758 \ub178\ub3d9 \uc18c\uc1a1 \ubb38\uc81c\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc774 2\uc5b5, 3\uc5b5, 5\uc5b5 \ud398\uc18c\uc5d0 \ub2ec\ud558\ub294 \uc18c\uc1a1\uc744 \ub2f9\ud588\uace0, \ubc8c\uae08\uacfc \uc798\ubabb \uacc4\uc0b0\ub41c \uc870\uc815\uae08, \ubcf5\ub9ac\uc774\uc790\uae4c\uc9c0 \ub354\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc911\uc18c\uae30\uc5c5\ub4e4\uc774 \uc18c\uc1a1 \ub54c\ubb38\uc5d0 \uae30\uacc4\ub97c \ud314\uac70\ub098 \uc544\uc608 \ubb38\uc744 \ub2eb\uc544\uc57c \ud588\uc2b5\ub2c8\ub2e4. \uc774 \ubaa8\ub4e0 \uc77c\uc740 \uadfc\ub85c\uc790 600\ub9cc \uba85 \uaddc\ubaa8\uc758 \uace0\uc6a9 \uc2dc\uc7a5\uc5d0\uc11c 60\ub9cc \uac74\uc774 \ub118\ub294 \ub178\ub3d9 \uc18c\uc1a1\uc774 \ubc1c\uc0dd\ud55c \uc81c\ub3c4 \uc18d\uc5d0\uc11c \uc77c\uc5b4\ub09c \uc77c\uc785\ub2c8\ub2e4. \uc774\ub294 \uc57d 10%\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.\uc774\ucc98\ub7fc 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